Charlie Youakim

Data Helps FinTechs Forge Much-Needed Path to Profitability
Data Helps FinTechs Forge Much-Needed Path to Profitability
November 28, 2023  |  Data

For FinTechs, capturing data, analyzing it, and perhaps even monetizing it through partnerships will help determine who’s profitable, and ultimately, which FinTechs survive and thrive....

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Sezzle CEO Says Real-Time Business Payments Improve Velocity of Money and the Economy
Sezzle CEO Says Real-Time Business Payments Improve Velocity of Money and the Economy
November 13, 2023  |  B2B Payments

The pain of using checks in B2B transactions is now starkly apparent. Sezzle CEO Charlie Youakim told Karen Webster that buyers and suppliers are actively...

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‘Candid Conversations’ and Credit Building Help Consumers Survive the Paycheck-to-Paycheck Economy
‘Candid Conversations’ and Credit Building Help Consumers Survive the Paycheck-to-Paycheck Economy
October 11, 2023  |  Financial Inclusion

The U.S. consumer is barely making ends meet and is one emergency expense away from financial dire straits. They’re also in need of financial education...

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Why FinTechs Are Telling Customers They No Longer Want Their Business
Why FinTechs Are Telling Customers They No Longer Want Their Business
October 05, 2023  |  Buy Now Pay Later

FinTechs spent years pursuing growth at all costs — where profits were an afterthought. Revenues, eyeballs, clicks and accounts — in short, the more business...

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Financial Education Can Help Subprime Consumers Triple Borrowing Capacity
Financial Education Can Help Subprime Consumers Triple Borrowing Capacity
August 31, 2023  |  Personal Finance

In a credit-based economy like the United States, credit scores have a big impact on consumers’ ability to access loans and afford everyday essentials. But...

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BNPL Platform Sezzle Starts Trading on Nasdaq
BNPL Platform Sezzle Starts Trading on Nasdaq
August 17, 2023  |  Payment Methods

Sezzle, the digital payments platform, started trading on Nasdaq on Thursday (Aug. 17), according to the company. To kick off the occasion, Sezzle executives rang...

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FinTech IPO Index Offers Directory of ‘Who’s Who’ for Bank Partnerships, M&A
FinTech IPO Index Offers Directory of ‘Who’s Who’ for Bank Partnerships, M&A
August 15, 2023  |  Fintech Investments

At first glance, it might seem incongruous to mention the PYMNTS FinTech IPO Index and banks and M&A in the same sentence. The index itself is...

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Sally Beauty CEO: Gen Z Adopts BNPL, Boosts eCommerce Sales by 7% 
Sally Beauty CEO: Gen Z Adopts BNPL, Boosts eCommerce Sales by 7% 
August 04, 2023  |  Retail

In a landscape marked by economic uncertainty, Sally Beauty is witnessing an interesting shift in consumer spending patterns.  During the third quarter, Sally Beauty announced that the...

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BNPL Used as Budgeting Tool, Especially by Millennials, Says Sezzle CEO
BNPL Used as Budgeting Tool, Especially by Millennials, Says Sezzle CEO
August 03, 2023  |  Buy Now Pay Later

Millennials’ financial well-being might be a bit shaky — or soon will be. The pause on student loan payments is set to end, and the...

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