Community Reinvestment Act

FDIC Rates 5 Banks ‘Outstanding’ in CRA Compliance
FDIC Rates 5 Banks ‘Outstanding’ in CRA Compliance
January 03, 2025  |  Bank Regulation

The Federal Deposit Insurance Corporation (FDIC) rated five banks “outstanding” and one bank “needs to improve” in its latest monthly list of banks examined for...

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NY Seeks Fairer Lending From Nonbank Mortgage Companies
NY Seeks Fairer Lending From Nonbank Mortgage Companies
December 17, 2024  |  Regulation

New York’s financial watchdog has proposed new measures governing nonbank mortgage lenders. The New York State Department of Financial Services (DFS) says this new regulation would ensure these lenders...

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Small Business Loans Decreased in 2023 as Lending Standards Tightened
Small Business Loans Decreased in 2023 as Lending Standards Tightened
December 16, 2024  |  SMBs

Small business and small farm loans decreased in 2023 as interest rates rose and lending standards tightened, according to three federal banking agencies with responsibilities...

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OCC Rates 3 Financial Institutions ‘Outstanding’ in CRA Performance Evaluations
OCC Rates 3 Financial Institutions ‘Outstanding’ in CRA Performance Evaluations
December 02, 2024  |  Banking

The Office of the Comptroller of the Currency (OCC) rated three out of 19 financial institutions as “outstanding” in its latest list of Community Reinvestment Act (CRA)...

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Fed Overhauls Community Reinvestment Act to Adapt to Online Banking
Fed Overhauls Community Reinvestment Act to Adapt to Online Banking
October 24, 2023  |  Bank Regulation

The Federal Reserve has reportedly finalized a revamp of the Community Reinvestment Act (CRA) rules, which were enacted in 1977 to combat discriminatory lending practices in minority...

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OCC Starts Process To Rewrite The Community Reinvestment Act
OCC Starts Process To Rewrite The Community Reinvestment Act
August 29, 2018  |  Bank Regulation

The Office of the Comptroller of the Currency is aiming to rewrite the 1977 Community Reinvestment Act, which is designed to encourage bank lending in...

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Treasury Department Asks For Relaxed Penalties For Community Reinvestment Act
Treasury Department Asks For Relaxed Penalties For Community Reinvestment Act
April 04, 2018  |  Regulation

The Treasury Department has recommended that U.S. regulators ease up on penalties for banks that fail to adhere to the Community Reinvestment Act (CRA). The...

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