consumer credit

Consumer Credit Hit Record $27.95B In November
Consumer Credit Hit Record $27.95B In November
January 09, 2018  |  Consumer Finance

New data from the Federal Reserve shows that outstanding consumer credit rose by $27.95 billion in November from the previous month, the largest increase in...

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CFPB Releases Its Consumer Credit Report Card
CFPB Releases Its Consumer Credit Report Card
December 28, 2017  |  CFPB

December 2017 is something of an anniversary for Americans – though one they probably don’t like to celebrate. Exactly one decade ago, the Great Recession officially...

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NY Fed Sees Increase In Access To Consumer Credit
NY Fed Sees Increase In Access To Consumer Credit
November 21, 2017  |  Loans

The Federal Reserve Bank of New York painted a more optimistic picture of U.S. households, saying access to credit has improved at the same time...

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PayPal Restructures PayPal Credit, Sells Receivables To Synchrony Financial
PayPal Restructures PayPal Credit, Sells Receivables To Synchrony Financial
November 17, 2017  |  Partnerships / Acquisitions

PayPal announced Thursday (Nov. 16) that it is selling $6.8 billion in receivables to Synchrony Financial. In a press release, PayPal said it’s selling $6.8...

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Citi’s Q3: U.S. Consumer Credit Down And Credit Losses Up
Citi’s Q3: U.S. Consumer Credit Down And Credit Losses Up
October 13, 2017  |  Market Conditions

It was a beat, for Citigroup, but maybe not as clean a beat as investors might have liked, muddied a bit by the latest credit...

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LendingPoint Closed On $500M Credit Facility In August
LendingPoint Closed On $500M Credit Facility In August
September 20, 2017  |  Merchant Innovation

Online lender LendingPoint announced Tuesday (Sept. 19) that it had closed an up to $500 million credit facility on Aug. 22. In a press release,...

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Affirm Challenges Retailers, FIs To Practice ’Honest Finance‘
Affirm Challenges Retailers, FIs To Practice ’Honest Finance‘
July 21, 2017  |  Alternative Finances

“Finance is pretty broken.” So started Affirm’s Co-Founder and CEO Max Levchin’s remarks at his firm’s first-ever AFFIRMation conference for its retail partners in San...

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Unifund CEO Consumer Credit Caution: “Time To Stop Getting Lost In The Averages”
Unifund CEO Consumer Credit Caution: “Time To Stop Getting Lost In The Averages”
July 19, 2017  |  Financial Inclusion

Credit, and the consumer’s relationship with it, has changed rather dramatically over time. But those changes can only be seen if one takes a big...

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Renaud Laplanche’s Second Act
Renaud Laplanche’s Second Act
July 18, 2017  |  Alternative Finances

F. Scott Fitzgerald is often quoted as the source behind the phrase, “there are no second acts in American life.” But as we all know...

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