consumer credit

In Banking, The Line Between SMB And Consumer Can Blur
In Banking, The Line Between SMB And Consumer Can Blur
August 14, 2019  |  B2B Payments

In the world of small business financial services, entrepreneurs’ frustrations with banking have been loudly vocalized: firms are often considered too small to be profitable...

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FIs Place High Value On Corporate Credit For Innovation
FIs Place High Value On Corporate Credit For Innovation
May 14, 2019  |  Innovation

FinTech startups like Divvy have gotten attention and funding based on corporate credit innovations. According to the latest Innovation Readiness Playbook, corporate credit plays a pivotal...

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Experian: Bank Card Default Rates Rise 3.48 Pct In Feb
Experian: Bank Card Default Rates Rise 3.48 Pct In Feb
March 20, 2019  |  Consumer Finance

New data has revealed that bank card default rates rose six basis points to 3.48 percent. S&P Dow Jones Indices and Experian just released data...

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Young Adults Have Record Debt Surpassing $1T
Young Adults Have Record Debt Surpassing $1T
February 25, 2019  |  Debt

Americans between the ages of 19 and 29 ended 2018 collectively owing more than $1 trillion in debt, the highest level for young adults since...

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The Making Of A Digital Subprime Marketplace
The Making Of A Digital Subprime Marketplace
February 05, 2019  |  Consumer Finance

No one needs to be told that eCommerce is becoming a more important part of consumers’ daily lives. Any number of stats — from the...

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AltFin’s Bumpy Ride Into An Uncertain 2019
AltFin’s Bumpy Ride Into An Uncertain 2019
December 28, 2018  |  Alternative Finances

“It was the best of times, it was the worst of times…” -Charles Dickens, A Tale of Two Cities Charles Dickens’ famous starter to A...

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Sizzle Of The Week: More Inclusive And Expansive Credit Scoring
Sizzle Of The Week: More Inclusive And Expansive Credit Scoring
December 21, 2018  |  Sizzle/Fizzle

Consumers with thin credit files got something of an early Christmas present this week, care of Experian. The credit rating agency announced the launch of Experian Boost,...

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Affirm’s Levchin On Changing The Consumer Credit Conversation
Affirm’s Levchin On Changing The Consumer Credit Conversation
December 21, 2018  |  Alternative Finances

The conversation about credit in the U.S. has become one of extremes. There is a growing chorus of voices that eschew credit as a “dangerous...

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Consumer Credit Default Hits Low For Nov 2018
Consumer Credit Default Hits Low For Nov 2018
December 19, 2018  |  Consumer Finance

New data has found that the default levels for bank cards, auto loans and first mortgages have reached their lowest levels of 2018 within the...

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