Consumer Debt

CapOne Earnings Show Accelerated Digital Shift, Improving Credit Metrics
CapOne Earnings Show Accelerated Digital Shift, Improving Credit Metrics
January 26, 2021  |  Earnings

Capital One Financial said on Tuesday (Jan. 26) that, in its fourth quarter, consumer credit metrics improved as consumers continued to pay down debt. In...

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Have We Seen The Bottom Of The Student Loan Delinquency Crisis?
Have We Seen The Bottom Of The Student Loan Delinquency Crisis?
May 04, 2020  |  Consumer Finance

Long before the advent of the COVID-19 epidemic and the litany of financial and economic disruptions brought in its wake, the student loan situation in...

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CFPB’s Debt Collection, Payday Lending Rules Come Under Fire In Congressional Hearing
CFPB’s Debt Collection, Payday Lending Rules Come Under Fire In Congressional Hearing
October 16, 2019  |  CFPB

Payday lending practices again came under fire Wednesday (Oct. 16) from members of the U.S. Congress, as Kathy Kraninger, director of the Consumer Finance Protection Bureau...

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PayPal Lowers Installment Credit Threshold To $30 – $99 Purchases
PayPal Lowers Installment Credit Threshold To $30 – $99 Purchases
September 18, 2019  |  Alternative Finances

Consumers now have a range of promotional financing deals to choose from the online payments system PayPal that provides zero-interest installment loans to cover the...

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IPO-Bound Credit Sesame Raises $43M
IPO-Bound Credit Sesame Raises $43M
August 31, 2019  |  Investments

As U.S. household debt climbs, financial health startup Credit Sesame has raised $43 million ahead of its planned IPO, as reported on Friday (Aug. 30)....

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Bringing Debt Management Into The Digital Age 
Bringing Debt Management Into The Digital Age 
July 24, 2019  |  Alternative Finances

“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” The above quote...

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Revolving Credit Balances Rise 5 Pct In May
Revolving Credit Balances Rise 5 Pct In May
July 08, 2019  |  Economy

The debt balances climb ever higher. In the latest data reported by the Federal Reserve, total credit was up $17.1 billion in May as measured...

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Canada’s Insolvencies Jump In March To Highest Level In Eight Years
Canada’s Insolvencies Jump In March To Highest Level In Eight Years
May 13, 2019  |  Economy

Consumers in Canada filed 11,963 insolvencies in March, up 5 percent from a year ago and the highest number in eight years. According to a...

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Mixed Performance For Bank Credit Card Delinquencies In February
Mixed Performance For Bank Credit Card Delinquencies In February
March 15, 2019  |  Debt

Credit card delinquency rate reports are trickling in on a bank-by-bank basis and a spate of recent disclosures show mixed results. As noted in filings...

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