consumer finance

Gen X Has the Most Debt at 4X Their Disposable Incomes
Gen X Has the Most Debt at 4X Their Disposable Incomes
December 18, 2023  |  Debt

Consumers often feel pressured to maintain a standard of living, which can be difficult in uncertain economic times with higher prices and interest rates. Keeping...

READ MORE >
Improving Credit Scores Can Boost Subprime Consumers’ Borrowing Capacity by Almost 70%
Improving Credit Scores Can Boost Subprime Consumers’ Borrowing Capacity by Almost 70%
December 18, 2023  |  Personal Finance

In a credit-based economy like the United States, credit scores play a crucial role in determining access to credit and financial stability. This poses a...

READ MORE >
Negative Equity Among Car Owners Reaches Pre-COVID Rates
Negative Equity Among Car Owners Reaches Pre-COVID Rates
December 17, 2023  |  Consumer Finance

An increasing number of drivers reportedly owe more on their loans than their cars are worth. It’s a situation known as negative equity, and last...

READ MORE >
Trial Attorney Rogge Dunn Targets Lenders With Class-Action Lawsuits
Trial Attorney Rogge Dunn Targets Lenders With Class-Action Lawsuits
December 13, 2023  |  Consumer Finance

Trial attorney Rogge Dunn has filed two class-action lawsuits against lenders alleging violations of the Texas Deceptive Trade Practices Act, negligent misrepresentation and gross negligence against...

READ MORE >
Gen Z Alone in Reporting Improved Finances This Year
Gen Z Alone in Reporting Improved Finances This Year
December 08, 2023  |  Consumer Finance

The unemployment rate is at pre-pandemic levels and inflation has dropped from 9.1% in July 2022 to 3.2% in October 2023, according to the Bureau...

READ MORE >
Grocery Shoppers’ Budget Strategies May Outlast Inflation
Grocery Shoppers’ Budget Strategies May Outlast Inflation
December 08, 2023  |  Consumer Finance

When household finances are tight, consumers use various strategies to manage their budgets and make ends meet. This behavior applies to every spending category, from...

READ MORE >
Mastercard and Consumers International Team to Improve Consumer Protection
Mastercard and Consumers International Team to Improve Consumer Protection
December 07, 2023  |  Partnerships

Mastercard has teamed with Consumers International to improve protections for vulnerable consumers in the digital finance space. The project, announced Thursday (Dec. 7) and part of the Mastercard...

READ MORE >
5 Ways Consumers Choose to Pay This Holiday Season
5 Ways Consumers Choose to Pay This Holiday Season
December 05, 2023  |  Consumer Insights

’Tis the season … … to puzzle out how to get everyone on your list, well, satisfied. Without breaking the bank. PYMNTS Intelligence data, headed...

READ MORE >
Credit Card Usage 20% Higher Among Indulgent Shoppers
Credit Card Usage 20% Higher Among Indulgent Shoppers
December 05, 2023  |  Consumer Finance

As people build up their savings, they tend to loosen the reins on their spending habits. In fact, it appears that a higher savings balance...

READ MORE >