consumer finance

Consumers Deplete Two-Thirds of Their Savings Every Four Years

Consumers Deplete Two-Thirds of Their Savings Every Four Years
Consumers Deplete Two-Thirds of Their Savings Every Four Years
October 30, 2023  |  Consumer Finance

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Are High-Income Consumers Poised to Pull Back and Trade Down?
Are High-Income Consumers Poised to Pull Back and Trade Down?
October 27, 2023  |  Consumer Finance

The latest reading on consumer sentiment signals that high-income consumers may embrace a few strategies to deal with concerns over inflation and dwindling stock portfolios....

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Speed and Better Branding Needed to Boost Pay-by-Bank Adoption
Speed and Better Branding Needed to Boost Pay-by-Bank Adoption
October 27, 2023  |  Payment Methods

The popularity of account-to-account (A2A) transfers, which involve direct electronic fund transfers between two bank accounts, has surged over the past decade, largely driven by...

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Earnings Season Shows Card Delinquencies ‘Normalizing,’ but What Comes Next?
Earnings Season Shows Card Delinquencies ‘Normalizing,’ but What Comes Next?
October 27, 2023  |  Earnings

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Capital One Reports Delinquency Rate Back to Pre-Pandemic Level
Capital One Reports Delinquency Rate Back to Pre-Pandemic Level
October 26, 2023  |  Consumer Finance

The delinquency rate in Capital One’s domestic card business continued to rise in the third quarter and has returned to its pre-pandemic level. Get the Full...

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Credit-Building Apps Ease Financial Wellness Path for High-Debt Gen Xers
Credit-Building Apps Ease Financial Wellness Path for High-Debt Gen Xers
October 24, 2023  |  Consumer Finance

In an era of increasing price levels and eroding purchasing power, having a high credit score is vital for accessing credit and maintaining financial stability....

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US Bank Debuts Avvance Installment Payment Tool
US Bank Debuts Avvance Installment Payment Tool
October 24, 2023  |  Loans

U.S. Bank has introduced a tool that lets businesses offer consumer financing at point-of-sale. Get the Full Story Complete the form to unlock this article and...

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Visa, Mastercard Earnings May Spotlight Contactless Payments Momentum
Visa, Mastercard Earnings May Spotlight Contactless Payments Momentum
October 23, 2023  |  Earnings

The payment networks will give insight into consumer spending — and resilience — when they report earnings this week. Get the Full Story Complete the...

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Microcredit Puts Loans Within Reach of Emerging-Market Consumers
Microcredit Puts Loans Within Reach of Emerging-Market Consumers
October 18, 2023  |  Consumer Finance

From buy now, pay later (BNPL) to credit card installments, there are diverse credit and lending products available to consumers today. However, for two-thirds of...

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