consumer finance

Trending: Embedded Finance Performs Double Duty as Sales Enablement Tool
Trending: Embedded Finance Performs Double Duty as Sales Enablement Tool
July 03, 2024  |  Consumer Finance

It’s a challenging time at retail — both online and in-store. Merchants are grappling with a volatile economy and the fact that consumers, in at...

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White House Pauses Student Loan Repayment for 3 Million Borrowers
White House Pauses Student Loan Repayment for 3 Million Borrowers
June 30, 2024  |  Consumer Finance

The Department of Education is reportedly pausing repayments for around 3 million student loan borrowers. The pause comes as the White House defends its new...

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Exclusive: Synchrony Expands ‘Second Look’ Partnership With Atlanticus
Exclusive: Synchrony Expands ‘Second Look’ Partnership With Atlanticus
June 26, 2024  |  Consumer Finance

Synchrony Financial and Atlanticus Holdings announced an expansion of their existing partnership Wednesday (June 26) creating a new multiyear agreement that aims to broaden financing...

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New Report: What’s in Gen Z’s Mobile Wallet?
New Report: What’s in Gen Z’s Mobile Wallet?
June 20, 2024  |  Digital Payments

Consumers are embracing digital wallets, and more than 70% of consumers globally now use one. In fact, many consumers have stored credentials and used a...

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LendingClub’s Structured Certificates Program Surpasses $3 Billion in Loans Sold
LendingClub’s Structured Certificates Program Surpasses $3 Billion in Loans Sold
June 17, 2024  |  Consumer Finance

LendingClub has sold more than $3 billion in loans through its Structured LendingClub Loan Certificate program since the launch of that program in April 2023....

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Why This CTO Says the Bank of the Future Is Already Here
Why This CTO Says the Bank of the Future Is Already Here
June 13, 2024  |  artificial intelligence

Digital banks have long eschewed physical branches in favor of direct, digital customer engagement. Digital banking’s convenience has been a competitive advantage for challenger or...

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Study: Small Businesses Emerge as Prime Candidates for Embedded Lending Products
Study: Small Businesses Emerge as Prime Candidates for Embedded Lending Products
June 12, 2024  |  Consumer Finance

Lenders across major global economies offer embedded lending. However, data suggests that the typical lender that serves consumers or small- to medium-sized businesses (SMBs) has...

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Gen Z Consumers Save Nearly 10% of Their Monthly Income
Gen Z Consumers Save Nearly 10% of Their Monthly Income
May 24, 2024  |  Consumer Finance

Generation X consumers, baby boomers and seniors all allocate more than 60% of their monthly incomes to housing, supplies and other regular bills. Generation Z...

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CFPB Supreme Court Decision Shifts Focus to Technology’s Impact on Consumer Finance
CFPB Supreme Court Decision Shifts Focus to Technology’s Impact on Consumer Finance
May 20, 2024  |  Regulation

The Consumer Financial Protection Bureau (CFPB) has been validated in the aftermath of last week’s U.S. Supreme Court rejection of a challenge to its congressional...

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