consumer finance

Card Issuers Maximize Customer Lifetime Value by Expanding Product Mix

Card Issuers Maximize Customer Lifetime Value by Expanding Product Mix
Card Issuers Maximize Customer Lifetime Value by Expanding Product Mix
May 23, 2025  |  Consumer Finance

Forget complicated finance jargon. Whether it’s giant bank JPMorganChase or financial technology startup Stripe, offering shoppers the right mix of credit and debit cards and...

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Platform Lending Gets a $500 Million Vote of Confidence From Fortress Investment
Platform Lending Gets a $500 Million Vote of Confidence From Fortress Investment
May 21, 2025  |  Consumer Finance

The past few weeks have been a roller coaster for consumers. Inflation is still a fact of life, tariffs have influenced what we buy, and...

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25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
May 20, 2025  |  Consumer Insights

Contrary to perceptions of financial irresponsibility, a significant portion of subprime borrowers actively and strategically use credit to improve their financial standing, revealing an underserved...

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The Wild World of Post-Grad Side Hustles
The Wild World of Post-Grad Side Hustles
May 10, 2025  |  The Weekender

The hallowed halls of academia are launchpads, or so the brochures promised. Capstone projects defended, futures forged and a shiny new degree clutched in a...

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Consumers Took on More Debt in March, Reversing Previous Paydowns
Consumers Took on More Debt in March, Reversing Previous Paydowns
May 07, 2025  |  Consumer Finance

It looks like the paydowns on debt, for most U.S. households, were just a temporary lull. Get the Full Story Complete the form to unlock...

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Job Market Resilience May Not Bolster Consumer Spending
Job Market Resilience May Not Bolster Consumer Spending
May 02, 2025  |  Economy

The latest jobs data indicate that employers added more positions in April than had been expected, and the news may, incrementally, make consumers feel a...

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Earnings Roundup Finds Resilient Consumer Spend and Solid Credit
Earnings Roundup Finds Resilient Consumer Spend and Solid Credit
April 18, 2025  |  Banking

The four financial services companies that reported results Thursday (April 18) — KeyCorp, Truist, American Express and Fifth Third Bancorp — faced investors against a backdrop...

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Consumer Resilience Buoys Big Banks, but CEOs Remain Cautious
Consumer Resilience Buoys Big Banks, but CEOs Remain Cautious
April 16, 2025  |  Banking

In a quarter overshadowed by tariff discussions and global economic jitters, three of the nation’s largest financial institutions — PNC, Citigroup, and Bank of America...

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High-Income Consumers 64% More Inclined to Seek Mortgages
High-Income Consumers 64% More Inclined to Seek Mortgages
April 16, 2025  |  Consumer Finance

Contrary to conventional wisdom, a recent PYMNTS report, “Interest in Mortgages Rises Among Younger, High-Income Individuals,” uncovers that income level is a significantly stronger predictor than...

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