consumer finance

Inflation, Disappearing Stimulus Payments Push Paycheck to Paycheck Consumer Ranks Higher

Inflation, Disappearing Stimulus Payments Push Paycheck to Paycheck Consumer Ranks Higher
Inflation, Disappearing Stimulus Payments Push Paycheck to Paycheck Consumer Ranks Higher
November 18, 2021  |  Consumer Payments

The holidays are upon us and beyond the festive urge to spend, some troubling signs point to the fact that if we keep charging the...

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New Data: Uptick in Paycheck-to-Paycheck Living Pegged Mostly to Financial Fears
New Data: Uptick in Paycheck-to-Paycheck Living Pegged Mostly to Financial Fears
November 09, 2021  |  Consumer Payments

PYMNTS’ research in 2021 has illuminated the surprising extent of paycheck-to-paycheck living in the U.S. — even among those with high incomes. After a brief...

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NEW DATA: Cash Strapped Consumers Want Mass Payments Via Digital Wallets and Will Pay For Choice
NEW DATA: Cash Strapped Consumers Want Mass Payments Via Digital Wallets and Will Pay For...
October 18, 2021  |  Consumer Finance

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Visa: Buy Now Pay Later and Revolving Credit Co-Exist as Consumers, Merchants Play With New Credit Models
Visa: Buy Now Pay Later and Revolving Credit Co-Exist as Consumers, Merchants Play With New...
October 13, 2021  |  Buy Now Pay Later

When Visa Installments was launched in Australia last week with ANZ bank and Quest Payment Systems, it was seen as a sign that large global...

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Inside Revolut: 5 Banking and Payments Products Linked To UK’s Most Valuable FinTech
Inside Revolut: 5 Banking and Payments Products Linked To UK’s Most Valuable FinTech
September 29, 2021  |  Digital-First Banking

What started six years ago as a pre-paid debit card making it easy for customers to use their debit card anywhere in the world, in...

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Alt Data Sources Key to Improving Loan Access for the Financially Invisible
Alt Data Sources Key to Improving Loan Access for the Financially Invisible
September 27, 2021  |  Financial Inclusion

The problem of financial inclusion is an acute one in the United States. The Office of the Comptroller of the Currency has said that nearly...

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75 Pct of Lease to Own Consumers Say It Puts Durable Goods Within Reach
75 Pct of Lease to Own Consumers Say It Puts Durable Goods Within Reach
September 24, 2021  |  Consumer Finance

For millions of consumers, having a limited or blemished credit history means traditional conduits of credit are inaccessible, and so they cannot buy larger-ticket durable...

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Household Net Worth, Debt and Credit Rose Significantly in Q2
Household Net Worth, Debt and Credit Rose Significantly in Q2
September 23, 2021  |  Consumer Finance

U.S. total household net worth jumped $5.8 trillion to $141.7 trillion in the second quarter of 2021, according to the Federal Reserve’s Financial Accounts of...

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42% Of Millennials Use Paper Checks To Pay Their Rent
42% Of Millennials Use Paper Checks To Pay Their Rent
September 23, 2021  |  Payment Methods

While it’s tempting to think we will see the extinction of the paper check in the not-so-distant future, the reality is that a centuries-old form...

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