credit bureaus

Banks Call For Greater BNPL Reporting Transparency
Banks Call For Greater BNPL Reporting Transparency
May 07, 2024  |  Buy Now Pay Later

In recent years, buy now, pay later (BNPL) platforms have gained popularity among consumers, offering a convenient way to finance purchases through installments. However, the lack...

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Experian Introduces Open Data To Streamline Business Loans
Experian Introduces Open Data To Streamline Business Loans
October 30, 2019  |  B2B Payments

Experian has launched a new Open Data lending solution that makes it quick and easy for small businesses (SMBs) to apply for financing, according to...

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Why Hello Kitty Has A Credit File
Why Hello Kitty Has A Credit File
April 01, 2019  |  Security & Fraud

Synthetic ID fraud costs banks $2 billion a year.  The bad guys are so crafty that the credit bureaus are unwitting accomplices to the fraud. ...

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On Capitol Hill, Credit Bureau CEOs Say Reporting Changes Are In the Air
On Capitol Hill, Credit Bureau CEOs Say Reporting Changes Are In the Air
February 27, 2019  |  Consumer Finance

Lawmakers grilled the heads of Equifax, Experian and TransUnion, calling the credit reporting a “broken” system — and new legislation introduced this week has some...

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D&B Links AR Data To Business Credit Reports
D&B Links AR Data To Business Credit Reports
September 17, 2018  |  B2B Payments

Business Credit Reports (BCR) announced it has added Dun & Bradstreet‘s Payment Performance Insights to its business credit solution. BCR is the largest independent provider...

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Can Bad Debt Be Good?
Can Bad Debt Be Good?
November 05, 2015  |  News

Charged-off debts to third parties – sold-derogatory loans in credit speak – leave a huge black mark on the credit histories of consumers. But should...

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Validating Credit Scoring
Validating Credit Scoring
September 22, 2015  |  In Depth

Credit model testing, and alternatives to traditional scoring models, can expand a lender’s universe significantly. Here’s how VantageScore says its latest model validation stacks up...

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