credit card competition act

Why Small Business Owners Still Reach for Personal Cards

Why Small Business Owners Still Reach for Personal Cards
Why Small Business Owners Still Reach for Personal Cards
March 05, 2026  |  Credit Cards

Small to medium-sized businesses (SMBs) are telling credit card issuers something they need to hear: Rewards don’t seem to be working. Or at least, they’re...

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Banking Groups Urge Congress to Reject Credit Card Competition Act
Banking Groups Urge Congress to Reject Credit Card Competition Act
January 26, 2026  |  Bank Regulation

Eleven banking and credit union groups sent a joint letter to members of Congress, urging the lawmakers to reject the Credit Card Competition Act (CCCA) and...

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Credit Card Competition Act Not Part of GENIUS Bill, But Swipe Fee Debate Endures
Credit Card Competition Act Not Part of GENIUS Bill, But Swipe Fee Debate Endures
June 20, 2025  |  Politics

The debate over regulation of the credit card industry will likely linger no matter what the fate of the Credit Card Competition Act (CCCA) might...

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Financial Services Legislation Is in the Spotlight as the 119th Congress Settles In
Financial Services Legislation Is in the Spotlight as the 119th Congress Settles In
January 07, 2025  |  Politics

The 119th Congress has now been seated, and is poised to consider, to take up — or to scuttle — financial services legislation that may...

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Financial Services Regulation in 2025: More of the Same or Radical Shift?
Financial Services Regulation in 2025: More of the Same or Radical Shift?
December 24, 2024  |  Regulation

This year was marked by a steady drumbeat of regulations and rules — and requests from regulators for information and comments from financial services players...

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Visa, Mastercard Warn of ‘Unintended Consequences’ From CCCA at Senate Hearing
Visa, Mastercard Warn of ‘Unintended Consequences’ From CCCA at Senate Hearing
November 19, 2024  |  Credit Cards

So called “credit card swipe fees” — specifically, interchange fees — burden consumers and businesses, resulting in higher prices charged for goods and services, critics...

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Senator Marshall Presses for Credit Card Competition Act Vote
Senator Marshall Presses for Credit Card Competition Act Vote
May 08, 2024  |  Credit Cards

U.S. Sen. Roger Marshall, R-Kan., aims to secure a vote on the Credit Card Competition Act (CCCA) by adding it to the Federal Aviation Administration (FAA)...

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Why the Credit Card Competition Act Won’t Lower Merchant Interchange Fees
Why the Credit Card Competition Act Won’t Lower Merchant Interchange Fees
March 11, 2024  |  Credit Cards

In 1955, the island nation of Borneo was in the throes of a serious malaria virus outbreak. It turned to The World Health Organization for...

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Card Interchange Fee Debate Confuses Costs With Who Pays Them
Card Interchange Fee Debate Confuses Costs With Who Pays Them
December 21, 2023  |  Credit Cards

Card interchange fees have fierce defenders and heated detractors. Turn on the financial news, and commentary might touch on whether cards are “free” — and...

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