credit risk

Credit risk is the risk of default on a debt that may arise from a borrower failing to make required payments. In the first resort, the risk is that of the lender and includes lost principal and interest, disruption to cash flows, and increased collection costs. The loss may be complete or partial.

Source: en.wikipedia.org

FICO’s New Groove
FICO’s New Groove
March 14, 2017  |  Consumer Finance

About half of all Americans who took the SAT still remember their score 25 years later. Only about 40 percent of Americans, on the other...

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Insurer To Safeguard India’s Suppliers Against Nonpayment
Insurer To Safeguard India’s Suppliers Against Nonpayment
January 10, 2017  |  B2B Payments

HDFC ERGO, India’s third-largest non-life insurance company and a joint venture between bank HDFC and insurance conglomerate ERGO, has introduced a new insurance product for...

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Protecting SME Privacy As Credit Assessments Grow Complex
Protecting SME Privacy As Credit Assessments Grow Complex
December 21, 2016  |  B2B Payments

In many ways, alternative lenders and traditional banks need each other. Borrowers may want the innovation, technology and speed of an alternative lending platform but...

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Lendingkart Lends Credit Risk Tech To FI
Lendingkart Lends Credit Risk Tech To FI
December 19, 2016  |  B2B Payments

India-based SME lender Lendingkart is considering a new revenue stream that would involve working with rival lenders. Reports Friday (Dec. 16) said Lendingkart will offer...

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How Model Validation Helps Credit Scoring Evolve With The Times
How Model Validation Helps Credit Scoring Evolve With The Times
December 02, 2016  |  Financial Inclusion

Promoting transparency in credit scores sounds like the ideal, but putting it into action is a whole other story. But as consumer behaviors and lending...

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Derisking B2B Accounts Receivable Management
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February 24, 2016  |  B2B Payments

The smallest of small businesses can be impacted profoundly by a missed payment from a crucial customer — hurting cash flow and perhaps even jeopardizing...

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Personal Data’s Place In Small Biz Underwriting
Personal Data’s Place In Small Biz Underwriting
February 08, 2016  |  B2B Payments

Gone are the days of straightforward credit risk assessments. With Big Data and analytics technology taking a front seat in this industry, the methodology behind...

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