credit risk

Credit risk is the risk of default on a debt that may arise from a borrower failing to make required payments. In the first resort, the risk is that of the lender and includes lost principal and interest, disruption to cash flows, and increased collection costs. The loss may be complete or partial.

Source: en.wikipedia.org

Can Bad Debt Be Good?
Can Bad Debt Be Good?
November 05, 2015  |  News

Charged-off debts to third parties – sold-derogatory loans in credit speak – leave a huge black mark on the credit histories of consumers. But should...

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Validating Credit Scoring
Validating Credit Scoring
September 22, 2015  |  In Depth

Credit model testing, and alternatives to traditional scoring models, can expand a lender’s universe significantly. Here’s how VantageScore says its latest model validation stacks up...

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Chinese SME Lenders Turn To Social Media
Chinese SME Lenders Turn To Social Media
August 17, 2015  |  B2B Payments

Last Friday (Aug. 14), Chinese Internet conglomerate Tencent revealed that it would be launching a credit rating service and using social media sites to make...

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