credit scores

Only 1 in 4 Consumers Have Good Understanding of Credit Products
Only 1 in 4 Consumers Have Good Understanding of Credit Products
December 04, 2023  |  Consumer Finance

Improving credit scores can have significant financial benefits for consumers by accessing better lending conditions and low interest rates. With improved scores, consumers can increase...

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What Are the Best Tactics to Improve Credit Scores? 
What Are the Best Tactics to Improve Credit Scores? 
November 02, 2023  |  Consumer Finance

Generally speaking, the higher your credit score, the more favorable interest rates and terms you can benefit from when getting a loan.  The scoring model...

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Credit-Building Apps Ease Financial Wellness Path for High-Debt Gen Xers
Credit-Building Apps Ease Financial Wellness Path for High-Debt Gen Xers
October 24, 2023  |  Consumer Finance

In an era of increasing price levels and eroding purchasing power, having a high credit score is vital for accessing credit and maintaining financial stability....

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Nearly Half of Consumers Who Tried to Increase Their Credit Scores Did
Nearly Half of Consumers Who Tried to Increase Their Credit Scores Did
October 24, 2023  |  Debt

Consumers across income levels, credit scores and generations have accumulated high levels of debt. In fact, credit card debt recently surpassed $1 trillion for the...

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40% of Millennials Tap Installment Plans to Improve Their Credit Scores
40% of Millennials Tap Installment Plans to Improve Their Credit Scores
October 16, 2023  |  Payment Methods

Installment plans have emerged as a popular payment method, offering consumers the flexibility to pay for their purchases over time, rather than upfront. This enables...

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Zilch Launches Product to Improve Credit Access and Management
Zilch Launches Product to Improve Credit Access and Management
October 12, 2023  |  Consumer Finance

Zilch, a U.K.-based ad-subsidized payments network, has launched a new credit product called Zilch Up. Aimed at empowering individuals who are typically excluded from mainstream...

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Nearly 3 in 4 Shoppers Rely on Installment Plans to Control Holiday Spending
Nearly 3 in 4 Shoppers Rely on Installment Plans to Control Holiday Spending
October 10, 2023  |  Consumer Finance

Accounting for nearly 20% of annual retail sales, the holiday season, which spans November and December, is a critical period for both merchants and consumers. ...

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High-Debt Consumers Average 14 Late Payments Every Year
High-Debt Consumers Average 14 Late Payments Every Year
October 06, 2023  |  Debt

The United States economy’s heavy reliance on domestic consumption has become more relevant than ever, with consumer credit card debt breaking the $1 trillion mark...

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From Managing Cash to Improving Credit, BNPL Helps Consumers Balance Payment Needs
From Managing Cash to Improving Credit, BNPL Helps Consumers Balance Payment Needs
September 26, 2023  |  Buy Now Pay Later

From affluent consumers to Gen Zs and baby boomers, buy now, pay later (BNPL) continues to gain popularity across markets, enabling consumers across all ages and income levels to acquire...

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