The three credit reporting agencies (Equifax, Experian and Equifax), under a program called the National Consumer Assistance Plan (NCAP) are looking for ways to improve...
Lenddo, a FinTech startup specializing in credit scoring, is looking to combat cash-on-delivery (COD) fraud with the help of eCommerce companies. The company’s CTO, Naveen...
The question is not just if credit scores will change, but how much will they change, and in what situations are these fluctuations actually meaningful...
Ten years ago, the three national credit bureaus got together to start a challenger to credit scoring’s dominant player. Out of that, VantageScore was born,...
Creditworthy but unscorable. What gives? Old credit scoring models, for one. VantageScore sat down with PYMNTS to explain how using new credit scoring models can...
Six billion and counting. According to VantageScore, that’s how many credit scores generated by its model have been used by card issuers and other industry...
A new survey says that U.S. consumers are tired of seeing their creditworthiness, or lack thereof, determined by outdated methods. Is the industry prepared to...