data brief

Savings Drop Threatens Consumers Ability to Handle Emergency Expenses
Savings Drop Threatens Consumers Ability to Handle Emergency Expenses
March 04, 2024  |  Consumer Insights

Consumers are now saving less money for the proverbial rainy day than they were a year ago. The personal savings rate in January was 3.8%, which was...

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Consumers Want Personalized Promotions; Just Half Receive Relevant Ones
Consumers Want Personalized Promotions; Just Half Receive Relevant Ones
March 01, 2024  |  Consumer Insights

Everyone likes a customized gift, right?  Yes, but only if it’s the right gift. A recent study from PYMNTS Intelligence confirms personalized offers from merchants can...

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Millennials Pull Rank as Brand Ambassadors; Gen Z Tougher Customers
Millennials Pull Rank as Brand Ambassadors; Gen Z Tougher Customers
February 29, 2024  |  Restaurant innovation

With so much consumer review information accessible on the go, the days of simply rolling the dice and taking a chance on a local restaurant...

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Main Street SMBs Tap Online Channels to Drive Business Growth
Main Street SMBs Tap Online Channels to Drive Business Growth
February 28, 2024  |  SMBs

The COVID-19 pandemic has accelerated the shift to an eCommerce economy, with historically high sales in 2020 and 2021. As a result, most Main Street...

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Cash-Back Deals Could Drive Consumer Adoption of Pay by Bank
Cash-Back Deals Could Drive Consumer Adoption of Pay by Bank
February 26, 2024  |  Digital Payments

Amid consumer hesitation to adopt account-to-account (A2A) payments, cash-back incentives could go a long way toward driving use. By the Numbers The PYMNTS Intelligence study...

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Shoppers Tap BNPL for Health and Beauty Purchases
Shoppers Tap BNPL for Health and Beauty Purchases
February 23, 2024  |  Buy Now Pay Later

As consumers look to installment plans to help them afford the products they want under ongoing budgetary pressures, many are turning to buy now, pay...

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Consumers Choose Pay-by-Bank Payments for Lower Fees
Consumers Choose Pay-by-Bank Payments for Lower Fees
February 21, 2024  |  Payment Methods

Account-to-account (A2A) payments, also known as pay-by-bank, are gaining popularity among consumers. In the United States, 36% of consumers use this payment method, according to...

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85% of Consumers Without Paycheck Pressures Choose Credit Cards for Their Security Features
85% of Consumers Without Paycheck Pressures Choose Credit Cards for Their Security Features
February 20, 2024  |  Credit Cards

About 62% of consumers in the United States live paycheck to paycheck, often face difficulties paying their monthly bills, and rely on credit cards to...

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Nearly 30% of ISVs Say System Integration Issues Make It Harder to Innovate
Nearly 30% of ISVs Say System Integration Issues Make It Harder to Innovate
February 15, 2024  |  Payments Innovation

The software publishing industry is undergoing significant changes as key players seek to enhance customer engagement and tap new revenue streams through the embedded finance...

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