Source: en.wikipedia.org
Card delinquencies and charge-offs offer evidence of the struggles of meeting current obligations. They can also be a harbinger of spending slowdowns in the future....
In a credit-based economy like the United States, credit scores play a crucial role in determining access to credit and financial stability. This poses a...
FinWise Bank and Stride Funding partnered to launch a program that allows students to secure loans sponsored by their future employers. This collaborative Employer Sponsored...
Buy now, pay later (BNPL) plans have been marked by higher delinquency rates even as growth and enthusiasm for those payments offerings have soared, the...
The Consumer Financial Protection Bureau (CFPB) sends 20,000 complaints to companies for responses every week. “I am proud of the CFPB’s work in getting consumers...
Missed payments. Billings made in error. Bills in collection, resulting in only partial payments or none at all. The Consumer Financial Protection Bureau shared data...
The holidays are upon us. The credit card debt has been racked up. The broad deluge of earnings reports has slowed to a trickle. The...
Consumers examining the debt they’re carrying — and the cost of servicing that debt — may be tempted to make the switch away from credit...
Seven months of spending at the register… and now comes an interruption. October’s retail sales decline may prove to be a mere blip. Or maybe...