PYMNTS-MonitorEdge-May-2024

Delinquency Rates

Bank SEC Filings Show Higher Delinquencies, Charge-Offs as Consumers Load Up on Card Debt
Bank SEC Filings Show Higher Delinquencies, Charge-Offs as Consumers Load Up on Card Debt
September 17, 2024  |  Credit Cards

U.S. consumers are taking on more card debt than has been seen in years. And in recent weeks, filings by several big banks show that...

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Fed Data Shows 9.1% of Credit Card Balances Hit Delinquency Status This Year
Fed Data Shows 9.1% of Credit Card Balances Hit Delinquency Status This Year
August 06, 2024  |  Consumer Finance

Delinquency rates are unchanged, at least in the second quarter. But debt is still rising, indicating the pressures of recent and continued spending on credit...

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Affirm: Delinquency Rates Flat; Affirm Card Generates $397M in GMV
Affirm: Delinquency Rates Flat; Affirm Card Generates $397M in GMV
February 08, 2024  |  Earnings

Buy the rumor, goes the old Wall Street saying, sell the news. And that may have been what happened with Affirm’s stock Thursday evening after...

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Earnings Season Shows Card Delinquencies ‘Normalizing,’ but What Comes Next?
Earnings Season Shows Card Delinquencies ‘Normalizing,’ but What Comes Next?
October 27, 2023  |  Earnings

In the parlance of these times, and as earnings season commentary has pointed out, time and again: Consumer credit is normalizing. The question remains, however,...

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55% of High-Debt Consumers Grapple With Auto Loans as Delinquencies Soar
55% of High-Debt Consumers Grapple With Auto Loans as Delinquencies Soar
October 23, 2023  |  Loans

Access to a car is crucial for many Americans, especially those living in areas with limited public transportation options. However, the historically high prices of...

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Auto Loan Delinquency Rates Reach Highest Level Since 1994
Auto Loan Delinquency Rates Reach Highest Level Since 1994
October 22, 2023  |  Loans

The recent surge in delinquency rates on auto loans in the United States has raised concerns about the financial challenges faced by car owners. With...

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Citibank Sees Credit Card Charge Offs, Delinquency Rates Spike
Citibank Sees Credit Card Charge Offs, Delinquency Rates Spike
August 15, 2019  |  Consumer Finance

Citigroup reported that its July credit-card delinquency rate increased to 2.91 percent in July, up from 2.56 percent in June. The lender’s three-month average is 1.54 percent,...

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Amex Card Delinquencies Flat In May
Amex Card Delinquencies Flat In May
June 17, 2019  |  Payment Methods

American Express said its May card delinquency rate was unchanged from April, according to reports. The rate held steady at 1.4 percent. Net write-offs, however,...

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Consumers’ Spending Blows Past September Estimates
Consumers’ Spending Blows Past September Estimates
October 31, 2017  |  Consumer Insights

U.S. consumer spending saw its largest increase in more than eight years in September, buoyed by the replacement of flood-damaged vehicles in Texas and Florida,...

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