Digital Banking Tracker

PYMNTS Intelligence: Meeting Digital Demands With Customer-Focused Innovation
PYMNTS Intelligence: Meeting Digital Demands With Customer-Focused Innovation
April 18, 2023  |  Digital Banking

Fears of a recession are stressing consumers and complicating banks’ efforts to deliver winning customer service. More than eight in 10 bank executives, for example,...

READ MORE >
How Open Banking, Faster Payments Change Banks’ Fraud Threat
How Open Banking, Faster Payments Change Banks’ Fraud Threat
December 19, 2019  |  B2B Payments

An explosion of FinTech innovation has jump-started traditional financial institutions’ (FIs) digitization efforts. M&A initiatives and partnerships, Open Banking business models and data integrations, and...

READ MORE >
Deep Dive: How The Challenger Bank Technology Gap Is Helping Fraudsters
Deep Dive: How The Challenger Bank Technology Gap Is Helping Fraudsters
December 17, 2019  |  Digital Banking

Fraudsters are approaching their less-than-ethical business models with healthy work ethics. Headlines are filled with reports of service outages and data breaches, and both banks...

READ MORE >
How N26 Is Changing Its Expansion Strategy, Competing For US Customers
How N26 Is Changing Its Expansion Strategy, Competing For US Customers
December 16, 2019  |  Digital Banking

Move fast and break the conventional mold is a strategy practically synonymous with challenger banks. But to gain traction in markets where established banks keep...

READ MORE >
Inside N26’s Strategy to Win US Customers
Inside N26’s Strategy to Win US Customers
December 13, 2019  |  Digital Banking

Challenger banks with a couple of operating years behind them are beginning to get a taste of the problems they handed to legacy banking institutions....

READ MORE >
Deep Dive: How Emerging AI Data-Driven Models Influence The Fraud Fight
Deep Dive: How Emerging AI Data-Driven Models Influence The Fraud Fight
November 21, 2019  |  Digital Banking

Bank and credit card fraud losses are likely to reach $44 billion by 2025, and new fraud types — like attacks from false mobile banking...

READ MORE >
How Scotiabank Manages Fraud Protection For A Data-Driven Future
How Scotiabank Manages Fraud Protection For A Data-Driven Future
November 20, 2019  |  Digital Banking

With more than 4.1 billion user credentials exposed in the first half of 2019 alone, financial institutions (FIs) are rushing to artificial intelligence (AI) to...

READ MORE >
Scotiabank: Slow But Steady Wins the AI Fraud Race
Scotiabank: Slow But Steady Wins the AI Fraud Race
November 19, 2019  |  Digital Banking

The fact that fraud is on the rise is not new, nor is it surprising that banks are turning to artificial intelligence (AI) and machine...

READ MORE >
AML Compliance Isn’t Just Banks’ Burden
AML Compliance Isn’t Just Banks’ Burden
October 17, 2019  |  B2B Payments

Regulatory pressures and market forces are pushing the world’s financial institutions (FIs) to ramp up their anti-money laundering (AML) strategies. As this month’s PYMNTS Digital...

READ MORE >