There can be a wide gap between perception and reality – in all facets of life, but especially when it comes to credit scores. After...
Credit scores took a reputational hit in the past year-plus as finances were warped by a mixture of unemployment, stimulus money, lockdown living and plain...
The July 2021 Credit Score Literacy and Building Credit Report, a collaboration between PYMNTS and Elan (a division of U.S. Bank), surveyed a census-balanced sample...
In spite of alternative credit score initiatives by J.P. Morgan Chase, Wells Fargo and U.S. Bank, the traditional credit score system is not going away...
Credit card issuer Elan is now the newest member of the African American Credit Union Coalition (AACUC), a nonprofit organization of African American professionals working...
The story of debit’s dominance in the wake of the pandemic has been widely reported. Consumers concerned for their financial future developed a sudden and...
For all the harm caused by the COVID crisis, one clear winner to emerge from the mess is debit. Consumers have turned to debit in...
It is well known that shoppers tend to behave differently online than they do in brick-and-mortar stores — and this extends to how they choose to...
When the pandemic hit, Elan recognized the need to help its 1,300+ banking partners adapt and adjust so they could better serve their own customers....