federal reserve

Federal Reserve System is the central banking system of the United States of America. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of financial panics led to the desire for central control of the monetary system in order to alleviate financial crises.

Source: federalreserve.gov

Goldman Sachs Boosts Compliance Department Amid Regulatory Scrutiny of Industry
Goldman Sachs Boosts Compliance Department Amid Regulatory Scrutiny of Industry
August 17, 2023  |  Regulation

Goldman Sachs Group is reportedly adding staff to its compliance department amid increased scrutiny of the industry from the Federal Reserve. The Wall Street firm plans...

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Americans’ $2 Trillion in Pandemic Savings Nearly Exhausted
Americans’ $2 Trillion in Pandemic Savings Nearly Exhausted
August 17, 2023  |  Consumer Finance

American consumers’ savings cushion is no longer that cushiony, according to new Federal Reserve research. The savings people accumulated during the pandemic, which at one...

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Binance to Shut Regulated Binance Connect
Binance to Shut Regulated Binance Connect
August 15, 2023  |  Cryptocurrency

Crypto investors and businesses alike have been left questioning the implications of the announced closure of Binance Connect by Binance on Tuesday (Aug. 15). The...

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Fed: Consumer Sentiment Up as Inflation Expectations Decrease
Fed: Consumer Sentiment Up as Inflation Expectations Decrease
August 14, 2023  |  Economy

Consumer sentiment is improving overall, with decreased expectations of inflation. According to the July 2023 Survey of Consumer Expectations released by the Federal Reserve Bank of New York’s Center...

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Crypto Company Circle Prepares for New Products and Global Expansion
Crypto Company Circle Prepares for New Products and Global Expansion
August 10, 2023  |  Cryptocurrency

Crypto company Circle Internet Financial is counting on its $1 billion cash cushion to weather fresh competition from non-crypto companies such as PayPal Holdings. Stablecoins are a...

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PULSE and FICO Extend Partnership to Deliver Fraud-Detection Technology
PULSE and FICO Extend Partnership to Deliver Fraud-Detection Technology
August 09, 2023  |  Security & Fraud

PULSE, a Discover company, has extended its partnership with FICO to deliver fraud-detection technology to financial institutions. This collaboration permits PULSE’s continued enhancements of its DebitProtect...

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Fed to Ratchet Up Oversight Into Banks’ Crypto Activity
Fed to Ratchet Up Oversight Into Banks’ Crypto Activity
August 09, 2023  |  Cryptocurrency

America’s central bank is the latest U.S. regulator to increase cryptocurrency sector oversight. The Federal Reserve Board on Tuesday (Aug. 8) released new information on its plan to supervise...

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Credit Card Balances Pass $1 Trillion as Consumers Rely on Payment Method
Credit Card Balances Pass $1 Trillion as Consumers Rely on Payment Method
August 08, 2023  |  Credit Cards

It’s the $1 trillion milestone. The Federal Reserve’s latest quarterly update on household debt shows that credit card balances crossed that milestone in a “first”...

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Fed Says Consumer Credit Grew 4.3% in June
Fed Says Consumer Credit Grew 4.3% in June
August 07, 2023  |  Consumer Finance

Consumer credit grew at a seasonally adjusted annual rate of 4.3% in June. Revolving credit decreased at an annual rate of 0.6% during the month,...

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