FICO

Big Bank Earnings Show Mixed Signals on Consumer Credit Health
Big Bank Earnings Show Mixed Signals on Consumer Credit Health
July 15, 2024  |  Earnings

Get enough data points in place, and you have a trend. As bank earnings have started to roll in — thus far, from JPMorgan, Wells...

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Cash Flow-Based Underwriting Adds Real-Time Context to FICO Score
Cash Flow-Based Underwriting Adds Real-Time Context to FICO Score
May 24, 2024  |  Loans

The FICO score — what we might think of as the general “shorthand” for lending — was created back in 1989. In the decades since,...

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Cognizant and FICO to Launch Real-Time Payments Fraud Prevention Solution
Cognizant and FICO to Launch Real-Time Payments Fraud Prevention Solution
April 17, 2024  |  Security & Fraud

Cognizant and FICO plan to launch a cloud-based real-time payments fraud prevention solution designed for North American banks and other payment service providers. The joint offering would...

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What Are the Best Tactics to Improve Credit Scores? 
What Are the Best Tactics to Improve Credit Scores? 
November 02, 2023  |  Consumer Finance

Generally speaking, the higher your credit score, the more favorable interest rates and terms you can benefit from when getting a loan.  The scoring model...

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PULSE and FICO Extend Partnership to Deliver Fraud-Detection Technology
PULSE and FICO Extend Partnership to Deliver Fraud-Detection Technology
August 09, 2023  |  Security & Fraud

PULSE, a Discover company, has extended its partnership with FICO to deliver fraud-detection technology to financial institutions. This collaboration permits PULSE’s continued enhancements of its DebitProtect...

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Why Visa Says It’s Time to Look Beyond the ‘Personal FICO’ to Underwrite Small Businesses’ Credit
Why Visa Says It’s Time to Look Beyond the ‘Personal FICO’ to Underwrite Small Businesses’...
June 08, 2023  |  credit frictions

Over the past few years, consumers have steadily returned to brick-and-mortar stores and spending seems resilient, albeit slowing a bit, even with inflation stubbornly in...

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Teradata and FICO Partner to Develop AI-Powered Decision Management Solutions
Teradata and FICO Partner to Develop AI-Powered Decision Management Solutions
May 18, 2023  |  Partnerships

Teradata and FICO have partnered to develop artificial intelligence (AI)-powered decision management solutions. The first solutions created by this partnership will focus on real-time payments...

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FICO Adds Transactional Analytics to Applied Intelligence Platform
FICO Adds Transactional Analytics to Applied Intelligence Platform
May 17, 2023  |  Business

FICO has added transactional analytics to its platform to help enterprises better understand their customers. That is one of 19 enhancements the firm has made to...

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FICO Opens Financial Inclusion Lab to Lenders to Expand Lending Decisions
FICO Opens Financial Inclusion Lab to Lenders to Expand Lending Decisions
May 10, 2023  |  Financial Inclusion

FICO has debuted a pair of services to help lenders make better credit decisions. The analytics company Wednesday (May 10) announced the launch of its...

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