FICO

Banks and FinTechs Pivot to Consumer Credit Rehab
Banks and FinTechs Pivot to Consumer Credit Rehab
December 05, 2022  |  Retail

The rise in stretched consumers has seen more banks and FinTechs looking to help them. With weakened consumer buying power, a major theme of 2022,...

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FinTechs Use Secured Cards to Fill Consumer Credit Gap
FinTechs Use Secured Cards to Fill Consumer Credit Gap
September 01, 2022  |  Payment Methods

The path toward building a full-service bank in the digital age is a long and winding one. And for the FinTechs endeavoring to do that,...

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Bond Launches Secured Credit Card for FinTechs
Bond Launches Secured Credit Card for FinTechs
August 18, 2022  |  Credit Cards

Brands and FinTechs can help credit-challenged customers rebuild credit histories and improve FICO scores with a new, customized secured card offering by Bond Financial Technologies. ...

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Will Buy Now, Pay Later Change the Factoring Facts of Life?
Will Buy Now, Pay Later Change the Factoring Facts of Life?
August 05, 2022  |  Buy Now Pay Later

Some view buy now, pay later (BNPL) for business-to-business (B2B) payments as a bridge too far from the now-stressed consumer sector equivalent. There is a...

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Today in the Connected Economy: Google Tests Augmented Reality in the Real World
Today in the Connected Economy: Google Tests Augmented Reality in the Real World
July 20, 2022  |  Connected Economy

Today in the connected economy, Google says it is getting ready to test a new augmented reality device later this summer. Also, Netflix tries to...

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FICO Teams With Open-Finance.ai for Real-Time Credit Assessments
FICO Teams With Open-Finance.ai for Real-Time Credit Assessments
July 20, 2022  |  Partnerships

Global predictive analytics company FICO is partnering with open banking and financial services firm Open-Finance.ai to assist banks and FinTechs in speeding up and improving the decision-making...

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Credit Sesame CEO: Outdated Credit Scoring Renders 44 Million Potential Borrowers Invisible
Credit Sesame CEO: Outdated Credit Scoring Renders 44 Million Potential Borrowers Invisible
July 06, 2021  |  credit frictions

“How much cash you have and how you use your cash is really an important data point that can be used to assess someone’s creditworthiness.”...

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Avant CEO: Near-Prime Consumers Aren’t As Risky As Incomplete Data Suggests
Avant CEO: Near-Prime Consumers Aren’t As Risky As Incomplete Data Suggests
June 17, 2021  |  Risk Management

The last 16 or so months has triggered a full reset of almost every part of consumers’ lives, as they were forced to rewire themselves to...

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NY Fed Paves Way For Non-FICO Credit Scoring Models
NY Fed Paves Way For Non-FICO Credit Scoring Models
May 26, 2021  |  Consumer Finance

Given that the ways in which we pay are changing, the ways we carry debt are changing, and the very profile of the consumer is...

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