financing

Finance is a term for matters regarding the management, creation, and study of money and investments. Specifically, it deals with the questions of how and why an individual, company or government acquires the money needed – called capital in the company context – and how they spend or invest that money.
Why Gen Z Shops Merchants That Offer Pay Later Plans
Why Gen Z Shops Merchants That Offer Pay Later Plans
May 16, 2024  |  Consumer Finance

Pay later plans have gained value since they offer consumers flexibility and better spend management. PYMNTS Intelligence reveals consumers’ preferences for these plans, particularly around...

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Agile and ePayPolicy Team to Offer Insurance Financing
Agile and ePayPolicy Team to Offer Insurance Financing
May 14, 2024  |  Insurance

Agile Premium Finance and ePayPolicy have teamed to offer insurance industry clients checkout financing options. “With ePayPolicy’s latest feature release, Finance Connect, Agile now offers its customers convenient online...

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Versatile Credit CEO Sees Steady Appetite for Consumer Financing
Versatile Credit CEO Sees Steady Appetite for Consumer Financing
May 09, 2024  |  Loans

Banks and corporates by and large showed cautious optimism regarding consumer spending during the first-quarter earnings season. Now, the operative question surrounds the use of...

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95% of CEMEA Growth Corporates Plan to Access Working Capital This Year
95% of CEMEA Growth Corporates Plan to Access Working Capital This Year
May 08, 2024  |  Loans

Just 58% of growth corporates in Central Europe, the Middle East and Africa (CEMEA) had been using working capital solutions, but that percentage is slated...

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Synchrony and ServiceTitan Team to Offer Home Improvement Financing
Synchrony and ServiceTitan Team to Offer Home Improvement Financing
April 30, 2024  |  Partnerships

Consumer finance company Synchrony has launched a partnership with contractor-focused software platform ServiceTitan. The collaboration is designed to make it easier for contractors to offer...

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Study Finds Only Half of Consumers Satisfied With Embedded Lending Options
Study Finds Only Half of Consumers Satisfied With Embedded Lending Options
April 26, 2024  |  VISA

Lenders in key global markets offer an ever-increasing range of consumer credit products. Still, consumers express dissatisfaction with the current options. Just 50% of consumers...

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Decipher Credit Launches SMB Lending Partnership With Validis
Decipher Credit Launches SMB Lending Partnership With Validis
April 22, 2024  |  SMBs

Loan origination platform Decipher Credit has teamed up with small business financial data provider Validis. The partnership will allow commercial lenders to extract financial and accounts receivable...

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Lack of Working Capital Hinders Mid-Market Performance in APAC
Lack of Working Capital Hinders Mid-Market Performance in APAC
April 15, 2024  |  Spend Management

The Asia-Pacific (APAC) region contributed roughly two-thirds of global growth last year. PYMNTS Intelligence recently studied Growth Corporates, or mid-market firms, in the APAC region...

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Nav Adds ‘Credit Health Experience’ to Business Financial Health Platform
Nav Adds ‘Credit Health Experience’ to Business Financial Health Platform
April 10, 2024  |  SMBs

Nav has added a new “credit health experience” to its financial health platform for small businesses. The new Nav Credit Health helps small business owners understand...

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