financing

Finance is a term for matters regarding the management, creation, and study of money and investments. Specifically, it deals with the questions of how and why an individual, company or government acquires the money needed – called capital in the company context – and how they spend or invest that money.

Strong Cash Flow Has SMBs Pulling Back Financing Demand
Strong Cash Flow Has SMBs Pulling Back Financing Demand
July 03, 2018  |  B2B Payments

Strong cash flow among U.S. small businesses means less demand for financing, and trend is reflected in the latest figures from Pepperdine University‘s Graziadio Business...

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Wells Fargo Hit With Lawsuit Over Financing Fees
Wells Fargo Hit With Lawsuit Over Financing Fees
July 02, 2018  |  Legal

Wells Fargo is facing a new lawsuit, this time from the Texas jeweler J. Edwards Jewelry Distributing and the company’s president, John Silverman, for charging what...

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SMB Underwriting Slowed As Demand Fell Off At The End Of 2017
SMB Underwriting Slowed As Demand Fell Off At The End Of 2017
May 30, 2018  |  SMBs

Small businesses (SMBs) seeking loans decreased at the end of 2017, and companies felt the sting of financial challenges more acutely. Financing of all sorts was...

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Business Owners Turn To Personal Credit Cards
Business Owners Turn To Personal Credit Cards
May 25, 2018  |  B2B Payments

The wallets of small business (SMB) owners are bulging with plastic, thanks in large part to the difficulty of securing funding, which leads to those...

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Is Walmart Nearing A Deal For A Flipkart Stake?
Is Walmart Nearing A Deal For A Flipkart Stake?
May 04, 2018  |  News

Welcome to Five at Five, your late look at some of the freshest payments news of the day. Today’s run of stories starts with an...

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Sears Offers Online ‘LEASE IT’ Financing Program
Sears Offers Online ‘LEASE IT’ Financing Program
May 04, 2018  |  Retail

Sears Holdings has announced that it has expanded its leasing program so that customers can easily finance a variety of products, both in-store and online....

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Affirm Expands Its Monthly Payment Options To Thousands Of Retailers
Affirm Expands Its Monthly Payment Options To Thousands Of Retailers
April 19, 2018  |  Payment Methods

Affirm announced it is partnering with various brands and retailers to offer shoppers a simple, no-interest monthly payment option on purchases of any size. The...

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Can AI Kill The FICO Score?
Can AI Kill The FICO Score?
April 10, 2018  |  Loans

Just as SAT scores don’t convey everything about a student, FICO scores don’t convey everything about a loan applicant. They can be one valuable piece...

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Goldman Sachs Gearing Up To Enter Commercial Banking Market
Goldman Sachs Gearing Up To Enter Commercial Banking Market
April 04, 2018  |  Banking

Goldman Sachs has hired a senior engineer at JPMorgan to develop cash management tools as it eyes an entrance into the commercial banking market. The...

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