Form3

Banks Must Advance Tech for Payments Security and Meet Consumer Expectations
Banks Must Advance Tech for Payments Security and Meet Consumer Expectations
January 10, 2024  |  Opinion

PYMNTS asked industry executives across the payments and digital commerce landscape to give us their take on the pivotal shifts, technological advancements and strategies that...

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New Use Cases Needed to Drive Instant Payments Momentum Worldwide
New Use Cases Needed to Drive Instant Payments Momentum Worldwide
December 19, 2023  |  Real-Time Payments

Form3 CEO Dave Scola told PYMNTS that instant payments have a long way before they reach their full potential. “I’m not disappointed by the rates...

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From Innovation to Impact: 2024 Will Revolutionize Cross-Border B2B Payments 
From Innovation to Impact: 2024 Will Revolutionize Cross-Border B2B Payments 
December 04, 2023  |  Cross-border Payments

Money movement makes the world go ‘round.  But moving money around the world has historically challenged organizations looking to expand internationally and do more business...

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Five Months in, FedNow Is ‘Doing What It Was Planned to Do’
Five Months in, FedNow Is ‘Doing What It Was Planned to Do’
December 01, 2023  |  Faster Payments

Five months since the FedNow® Service launched, Miriam Sheril, head of product, U.S. at Form3, told PYMNTS, there are some encouraging signs. Although it is...

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B2B Payments Need ‘Foundational Infrastructure Layer’ as Faster Account-to-Account Beckons
B2B Payments Need ‘Foundational Infrastructure Layer’ as Faster Account-to-Account Beckons
November 14, 2023  |  B2B Payments

The business payments landscape was stable for decades, Form3 CEO Mike Walters told Karen Webster. Regular ACH payments were the norm, and any pain points...

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Fedwire Will Get Boost From ISO 20022 and Data-Rich Messaging
Fedwire Will Get Boost From ISO 20022 and Data-Rich Messaging
November 07, 2023  |  Real-Time Payments

The Fedwire service continues to gain adherents and promises to transform payments. And as ISO 20022, the data-rich messaging standard, moves through a staggered implementation...

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Thought Machine and Form3 Partner on Real-Time Payment Processing 
Thought Machine and Form3 Partner on Real-Time Payment Processing 
October 23, 2023  |  Real-Time Payments

Cloud-native banking technology company Thought Machine has partnered with cloud-native account-to-account (A2A) platform Form3 to offer banks and financial institutions an end-to-end solution for real-time payment processing.  This collaboration...

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Instant Payments Force Banks to Examine Limitations of ‘Creaky’ Legacy Systems
Instant Payments Force Banks to Examine Limitations of ‘Creaky’ Legacy Systems
October 23, 2023  |  Real-Time Payments

The July launch of the FedNow® Service — and the fact that The Clearing House’s RTP® network has been operational for six years — underscores...

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Form3: AI and Risk Scoring Help Stop Push Payment Fraud ‘in Its Tracks’
Form3: AI and Risk Scoring Help Stop Push Payment Fraud ‘in Its Tracks’
October 03, 2023  |  Security & Fraud

With the Sibos 2023 financial services conference in the rearview mirror, central bank digital currencies (CBDCs) and blockchain in active discussion, and the FedNow® Service...

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