ICBA

An Insider on Why Community Banks Must Help SMBs Navigate Technology
An Insider on Why Community Banks Must Help SMBs Navigate Technology
January 16, 2023  |  Digital-First Banking

An interview with Charles Potts, chief innovation officer at the Independent Community Bankers of America (ICBA), about the ways the organization is helping community banks...

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Sezzle Offers College Kids BNPL for Buying Textbooks
Sezzle Offers College Kids BNPL for Buying Textbooks
December 20, 2022  |  BNPL

Buy now, pay later (BNPL) company Sezzle wants to make it easier for college students. The company on Tuesday (Dec. 20) launched a partnership with...

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ICBA: CFPB May Face Challenges to Find a ‘Junk Fee’ Solution
ICBA: CFPB May Face Challenges to Find a ‘Junk Fee’ Solution
May 02, 2022  |  Regulation

In February, the Consumer Financial Protection Bureau (CFPB) launched a request for information from the public about the impact that “junk fees” are having on...

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CFPB’s New Rules for BNPL Could Come by Year’s End
CFPB’s New Rules for BNPL Could Come by Year’s End
April 13, 2022  |  BNPL

The exponential growth of buy now, pay later (BNPL) in the last two years, with approximately $97 billion in transactions in 2021, has brough significant regulatory...

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Small Lenders Question Scope, Impact of CFPB’s Proposed Disclosure Rules
Small Lenders Question Scope, Impact of CFPB’s Proposed Disclosure Rules
September 03, 2021  |  CFPB

Two organizations representing lenders have expressed reservations about a new rule proposed Wednesday (Sept. 1) by the Consumer Financial Protection Bureau (CFPB). The rule, if finalized, would require lenders to disclose...

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Why Data-Centric Means Member-Centric for CUs
Why Data-Centric Means Member-Centric for CUs
October 29, 2019  |  Credit Unions

Credit unions (CUs) are a worldwide phenomenon, with the World Council of Credit Unions’ newly-released 2018 Statistical Report finding that 85,400 CUs exist in 118...

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Helping Community Banks Turn On The Innovation Switch
Helping Community Banks Turn On The Innovation Switch
March 12, 2019  |  Banking

Innovation has always been important for community banks, but the driving force of digitization over the last decade has greatly sped up the pace, said...

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Why AI Is The Future Of Community Banking
Why AI Is The Future Of Community Banking
July 11, 2018  |  Artificial Intelligence

On a surface level, community banking and artificial intelligence (AI) can seem like something of a mismatch in concept. Community banking is all about relationship-lending...

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Credit Entices, But Cash Still Packs A Punch
Credit Entices, But Cash Still Packs A Punch
June 08, 2018  |  Today In Data

It may no longer be the case that cash is king on a global stage but, in some markets (particularly developing markets, like India), it’s still doing quite...

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