Interest Rates

Carvana Revises Lending Rules Amid Industry-Wide Rise in Delinquencies
Carvana Revises Lending Rules Amid Industry-Wide Rise in Delinquencies
March 01, 2024  |  Loans

Online car retailer Carvana is tightening its lending standards in response to higher delinquency rates. The company is requiring higher down payments from customers and...

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Report: Customers Feel Tricked by Banks’ Savings Offerings
Report: Customers Feel Tricked by Banks’ Savings Offerings
February 25, 2024  |  Banking

Consumers are reportedly taking legal action after allegedly being deceived by their banks’ savings offerings. As The Wall Street Journal (WSJ) reported Sunday (Feb. 25),...

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Data Shows January US Sales Sink but BNPL Can Boost Consumer Demand
Data Shows January US Sales Sink but BNPL Can Boost Consumer Demand
February 22, 2024  |  Personal Finance

According to the U.S. Commerce Department, retail sales dropped in January by a seasonally adjusted 0.8%.  Conventional wisdom suggests a post-holiday season decline in sales would...

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Regions Financial Managing Deposit Costs, Expecting Fed Interest Rate Cuts
Regions Financial Managing Deposit Costs, Expecting Fed Interest Rate Cuts
February 21, 2024  |  Banking

Regions Financial is shortening the tenors of certificates of deposits (CDs). This is part of an effort by the bank to manage deposit costs in preparation...

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CFPB Takes Aim at Consumer Credit Card Rates 
CFPB Takes Aim at Consumer Credit Card Rates 
February 16, 2024  |  Credit Cards

The Consumer Financial Protection Bureau (CFPB) aims to boost competition in the credit card industry to deliver lower rates to consumers. The agency announced this...

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Is January’s Retail Sales Slump a Blip or Harbinger of Things to Come?
Is January’s Retail Sales Slump a Blip or Harbinger of Things to Come?
February 15, 2024  |  Economy

The questions swirling amid the January sales slump boils down to these: Is it the pause that refreshes — as consumers essentially take a breath,...

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Fed’s Michael Barr Uncertain If Economy Can Have Soft Landing
Fed’s Michael Barr Uncertain If Economy Can Have Soft Landing
February 14, 2024  |  Economy

It’s still too early to determine if the economy can have a soft landing, Michael Barr, vice chair for supervision at the Federal Reserve, said Wednesday (Feb....

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Inflation’s Still With Us as Food and Shelter Were Pricier in January 
Inflation’s Still With Us as Food and Shelter Were Pricier in January 
February 13, 2024  |  Economy

The latest data from the government on consumer prices indicates a bit of weary truth: Inflation’s settled in, seemingly for the long haul. The Bureau of...

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Fed’s Data Hints at Slowing Embrace of Revolving Debt
Fed’s Data Hints at Slowing Embrace of Revolving Debt
February 09, 2024  |  Economy

Is there a literal slowdown in the cards? The Federal Reserve’s latest report on consumer credit data showed that overall, households took on $1.5 billion...

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