Interest Rates

Digital Banks May Benefit as Consumers Chase High-Yield Savings
Digital Banks May Benefit as Consumers Chase High-Yield Savings
February 14, 2023  |  Digital Banking

There’s never been a better time for digital-first financial institutions (FIs), as customers are pulling their savings from big banks. The opposite seemed true just...

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As Inflation Rages, 0% Financing Turns Shoppers Into Buyers
As Inflation Rages, 0% Financing Turns Shoppers Into Buyers
February 10, 2023  |  Consumer Payments

Consumers are getting ready to battle inflation for the long haul — tapping every resource that’s available. Here’s one telltale sign: Valley Bank EVP and...

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JPMorgan CEO Warns High Prices May Continue
JPMorgan CEO Warns High Prices May Continue
February 09, 2023  |  Economy

The head of America’s biggest bank said the battle against inflation may not be over. J.P. Morgan Chase CEO Jamie Dimon warned that the Federal...

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Affirm Hits Speed Bumps, Slashes Staff as Consumer Demand for BNPL Decelerates
Affirm Hits Speed Bumps, Slashes Staff as Consumer Demand for BNPL Decelerates
February 09, 2023  |  Earnings

For Affirm, growth is still in the mix, and demand is still there for buy now, pay later.  But the growth rates are decelerating, leading...

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CFPB Warns of Mortgage Platform ‘Double Dealing’ as Rates Climb
CFPB Warns of Mortgage Platform ‘Double Dealing’ as Rates Climb
February 07, 2023  |  CFPB

The Consumer Financial Protection Bureau is warning Americans about “double dealing” by mortgage comparison-shopping platforms. “Companies operating these digital platforms appear to shoppers as if...

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Car Dealers Say High Prices Are Scaring Off Buyers
Car Dealers Say High Prices Are Scaring Off Buyers
February 05, 2023  |  Consumer Insights

A spike in the price of new cars has both buyers and auto dealers worried. As The Wall Street Journal (WSJ) reported Saturday (Feb. 4),...

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Santander Prepares for Rising Defaults as BoE Raises Interest Rate
Santander Prepares for Rising Defaults as BoE Raises Interest Rate
February 02, 2023  |  Banking

Santander UK has warned that macroeconomic challenges in the United Kingdom could impact credit quality. In its 2022 results announced on Thursday (Feb. 2), Santander...

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Interest Rate Hikes Threaten Higher Income Paycheck-to-Paycheck Consumers’ Card Spending
Interest Rate Hikes Threaten Higher Income Paycheck-to-Paycheck Consumers’ Card Spending
January 31, 2023  |  Credit Cards

So far into 2023, there’s been cautious optimism from payment networks on card spending. Earnings results from Mastercard, Visa, American Express and others show that...

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Marketplace Revenues Sink 28% as LendingClub Eyes Lower Loan Originations
Marketplace Revenues Sink 28% as LendingClub Eyes Lower Loan Originations
January 25, 2023  |  Earnings

LendingClub’s results showed that higher interest rates are cutting into investors’ demand to buy loans. The company said in its earnings materials on Wednesday (Jan....

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