Interest Rates

Credit Card Business Becoming Less Profitable Thanks To Costs, Loan Losses
Credit Card Business Becoming Less Profitable Thanks To Costs, Loan Losses
May 17, 2018  |  Debt

Credit card companies, faced with an increase in costs associated with rewards and rising loan losses, have become less attractive after years of being one...

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NY Rep Tries Again With Small Business Credit Card Act
NY Rep Tries Again With Small Business Credit Card Act
May 02, 2018  |  B2B Payments

Acknowledging Small Business Week, New York Congresswoman Nita Lowey (D-NY12/Rockland-Westchester) introduced legislation into Congress to expand consumer credit card protections for small businesses. Reports in...

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UK Corporates Brace For Weaker Sterling, Slower Economic Growth
UK Corporates Brace For Weaker Sterling, Slower Economic Growth
April 30, 2018  |  B2B Payments

Market volatility and uncertainties linked to Brexit seem to have hit corporate spending in the U.K. harder than expected, reports in Reuters said Friday (April...

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Banks Now Compete For Consumer Deposits
Banks Now Compete For Consumer Deposits
April 09, 2018  |  Banking

U.S. banks are competing for customer deposits, but the country’s largest retail banks are still being stingy with their interest rates. According to Financial Times,...

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Ant Financial Has $95B In Consumer Loans Even With Government Crackdown
Ant Financial Has $95B In Consumer Loans Even With Government Crackdown
March 12, 2018  |  Loans

Ant Financial, the payment affiliate of China’s Alibaba, has seen its consumer lending business reach 600 billion yuan ($95 billion) even as the company faces...

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Citi Says Issues Arise With Credit Card Interest Rate Calculations
Citi Says Issues Arise With Credit Card Interest Rate Calculations
February 23, 2018  |  Payment Methods

Citigroup disclosed in a filing with the Securities and Exchange Commission (SEC) on Friday (Feb. 23) that it uncovered “methodological issues” with how it calculates...

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Premiums Paid On Packaged Loans Touch Financial Crisis Lows
Premiums Paid On Packaged Loans Touch Financial Crisis Lows
February 14, 2018  |  Loans

Despite a return of volatility to the stock market, the premium that investors want on loans that are packaged and offered as bonds has hit...

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China Clamps Down On Online Micro-Lenders
China Clamps Down On Online Micro-Lenders
December 01, 2017  |  Loans

The Chinese government’s financial regulators have distributed new rules to local governments, targeting the fast-growing online micro-lending industry. According to news from Reuters, under the new...

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Stock Market Takes To Banks, Retreats From Tech
Stock Market Takes To Banks, Retreats From Tech
November 30, 2017  |  Fintech Investments

Merely a rotation – or something more? The tech-heavy NASDAQ slipped in its biggest single-day drop in more than three months on Wednesday (Nov. 29),...

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