KLW Commentary

Welcome to the Transactional Economy
Welcome to the Transactional Economy
March 04, 2026  |  Payroll

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The Three Blind Spots in How Consumer Sentiment Is Measured
The Three Blind Spots in How Consumer Sentiment Is Measured
February 26, 2026  |  Consumer Insights

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What Happens to Stores When AI Agents Do the Shopping?
What Happens to Stores When AI Agents Do the Shopping?
February 18, 2026  |  artificial intelligence

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Big Tech Faces the AI Innovator’s Dilemma.
Big Tech Faces the AI Innovator’s Dilemma.
February 04, 2026  |  artificial intelligence

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How Affordability Became America’s Conversation
How Affordability Became America’s Conversation
January 21, 2026  |  Consumer Insights

Most Americans probably don’t remember the exact inflation rate last year. But they remember that the footlong they once paid 5 dollars for is now...

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What 2026 Will Make Obvious
What 2026 Will Make Obvious
January 14, 2026  |  What's Trending

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Longevity Rewrites the Economics of Inheritance
Longevity Rewrites the Economics of Inheritance
January 13, 2026  |  What's Trending

AI-driven longevity is redefining aging, with longer, healthier lives fueling more spending later in life. The result: inheritance happens later and looks very different.

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Consumers Pay the Price as State Regulation Fractures FinTech Scale
Consumers Pay the Price as State Regulation Fractures FinTech Scale
January 13, 2026  |  What's Trending

The CFPB’s decision to dial down enforcement of BNPL and other nonbank credit products hasn’t created a vacuum. It has invited fifty competing rulebooks to...

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Legacy Business Models Break
Legacy Business Models Break
January 12, 2026  |  What's Trending

“Your margin is my opportunity” was Jeff Bezos’s way of describing Amazon’s hunger for bloated profit pools. In 2026, the real question isn’t whether margins...

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