PYMNTS-MonitorEdge-May-2024

Lending

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

Source: en.wikipedia.org

How APIs Boost The Integrity Of SMB Financing Data
How APIs Boost The Integrity Of SMB Financing Data
May 07, 2019  |  B2B Payments

Know Your Customer (KYC) regulatory requirements are frequently cited as a top — if not the top — challenge for banks. However, for non-bank lenders, those compliance...

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Banks Tightened Real Estate, Credit Card Borrowing Standards In Q1
Banks Tightened Real Estate, Credit Card Borrowing Standards In Q1
May 07, 2019  |  Loans

Standards on commercial real estate loans and credit card borrowing were tightened by U.S. banks during the first three months of the year, with banks...

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Deep Dive: The Risk-Reducing Case For Push Payments
Deep Dive: The Risk-Reducing Case For Push Payments
May 06, 2019  |  Smarter Payments

The following Deep Dive explores what’s driving interest in push payments, and where the technology may smooth out and secure consumer payments, B2B supplier transactions...

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US B2B FinTech Firms Lag With VC Investors
US B2B FinTech Firms Lag With VC Investors
April 26, 2019  |  B2B Payments

It was a slow week for B2B FinTech funding rounds, but investors nevertheless provided an impressive sum to industry startups. In total, more than $107...

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LendingClub Expands SMB Lending Footprint
LendingClub Expands SMB Lending Footprint
April 23, 2019  |  Loans

LendingClub, Opportunity Fund and Funding Circle announced on Tuesday (April 23) a collaboration aimed at providing small businesses with more affordable credit. In a press...

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SME Lender Axsesstoday Announces Voluntary Administration
SME Lender Axsesstoday Announces Voluntary Administration
April 15, 2019  |  B2B Payments

Australian SME lender Axsesstoday has announced it is entering voluntary administration. The company made the decision after its senior lenders informed Axsesstoday that they could...

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Online Lenders Prepare For A Recession
Online Lenders Prepare For A Recession
April 15, 2019  |  Economy

Online lenders in the U.S. including LendingClub, Kabbage, and Avant are gearing up for a slowdown in the economy and are taking a look at...

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On The Hill, Banking’s Biggest Get Grilled
On The Hill, Banking’s Biggest Get Grilled
April 11, 2019  |  Bank Regulation

The biggest names in banking came to the Hill, repping seven of the largest financial firms in the United States. Ten years after the financial crisis,...

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Millennials Tap POS Financing Amid Lack Of Credit Options
Millennials Tap POS Financing Amid Lack Of Credit Options
April 05, 2019  |  Loans

For the younger generation, for cash flow, look beyond four walls. In the latest staff report from the New York Federal Reserve, titled “Trends in Household...

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