PYMNTS-MonitorEdge-May-2024

Lending

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

Source: en.wikipedia.org

Awareness Proving The Toughest Hurdle For Aussie Alt-Lenders
Awareness Proving The Toughest Hurdle For Aussie Alt-Lenders
June 21, 2017  |  B2B Payments

Australia’s market for small- and medium-sized enterprises (SME) is by no means easy. The nation is grappling with a late supplier payments problem and with...

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North Of The Border, Securing The Supply Chain
North Of The Border, Securing The Supply Chain
June 15, 2017  |  B2B Payments

SMEs need access to capital, especially when it comes to securing goods and services needed for their own expansion. As eInvoice payment firm Aztec Exchange’s CEO...

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Lendio And Comcast Pair On SMB Lending
Lendio And Comcast Pair On SMB Lending
June 13, 2017  |  Marketplace Lending Platform

SMB online lending marketplace Lendio and Comcast announced a collaboration on a pilot program that will give Comcast Business customers easier access to Lendio’s marketplace...

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Ditching FICO, And Finding Another Path To SME Loans
Ditching FICO, And Finding Another Path To SME Loans
June 13, 2017  |  B2B Payments

The struggle of small business borrowing is well documented. Indeed, it’s the underlying reason why the alternative SME lending industry exists. But even alt-lenders have...

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How Fraud Data Streamlines Digital Loan Decisioning
How Fraud Data Streamlines Digital Loan Decisioning
June 13, 2017  |  Data Drivers

At least two-thirds of consumers who go online apply for a loan. In our latest Data Drivers, Joe DeCosmo, chief analytics officer at Enova, and...

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Credit Card Charge-Offs Reach Highest Rate Since 2009
Credit Card Charge-Offs Reach Highest Rate Since 2009
June 09, 2017  |  Debt

Moody’s Investors Service reported Thursday (June 8) that credit card charge-offs — debts that are so delinquent that lending institutions have basically given up on collecting...

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FastPay Aims To Unblock Digital Media’s Cash Flow Backlog
FastPay Aims To Unblock Digital Media’s Cash Flow Backlog
June 07, 2017  |  B2B Payments

Inadequate cash flow can cripple a business and is indeed the main culprit behind failed startups. But a cash flow crunch isn’t just deadly to...

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Biz2Credit Tells Banks To Stop Fixating On Millennials
Biz2Credit Tells Banks To Stop Fixating On Millennials
June 02, 2017  |  B2B Payments

As the age of a small business owner increases, so do their chances of having a loan application approved by bank lenders, according to research...

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The CFPB’s Fact Finding Into SMB Lending (And Why Bankers Are Worried)
The CFPB’s Fact Finding Into SMB Lending (And Why Bankers Are Worried)
May 30, 2017  |  CFPB

After seven years of offering close scrutiny to any and all aspects of consumer lending — mortgage underwriting, car loans, short-term lending, credit cards, debt collection,...

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