loan underwriting

Nova Credit to Supply Consumer-Permissioned Cash Flow Data to SoFi
Nova Credit to Supply Consumer-Permissioned Cash Flow Data to SoFi
October 15, 2024  |  Data

Digital financial services provider SoFi will leverage credit infrastructure and analytics firm Nova Credit’s consumer-permissioned data and analytics solution, Cash Atlas, to bolster its loan...

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How Cash Flow Insights Are Building Tomorrow’s Credit Products
How Cash Flow Insights Are Building Tomorrow’s Credit Products
December 12, 2023  |  Loans

The lending landscape is undergoing a system-level shift that promises to benefit both borrowers and lenders. FinTech innovations, and an evolving mindset within the industry,...

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SMBs Lead An Effort For Faster, Safer Loan Underwriting
SMBs Lead An Effort For Faster, Safer Loan Underwriting
April 26, 2021  |  B2B Payments

The open banking model zeroes in on the opportunities that third-party FinTechs might have by unlocking banking data of their clients. But as the concept...

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Rethinking The SME Loan Underwriting Model In Southeast Asia
Rethinking The SME Loan Underwriting Model In Southeast Asia
March 10, 2020  |  B2B Payments

The small business credit gap is a global issue, a problem that banks and FinTechs continue to hack away at, yet one that remains stubbornly...

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Open Banking Expands Its Horizons For Small Business Finserv
Open Banking Expands Its Horizons For Small Business Finserv
October 21, 2019  |  B2B Payments

The evolution of financial services has opened the door for open banking to take place. While in the U.K., Europe and elsewhere, regulations mandate that...

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Looking Beyond Alternative Lenders For Startup Financing
Looking Beyond Alternative Lenders For Startup Financing
June 07, 2019  |  B2B Payments

Post-financial crisis, FinTech shed light on the plight of small and medium-sized businesses (SMBs) seeking capital, often shunned by banks — thanks to a lower...

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Big Lenders Need Help With Big Data, Too
Big Lenders Need Help With Big Data, Too
October 07, 2016  |  B2B Payments

Traditional banks now realize the value in working with FinTech startups, augmenting their own service offerings by integrating the innovations of others. Lending has become...

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