loans

M&T Bank Taps Rich Data Co for AI Decisioning Platform
M&T Bank Taps Rich Data Co for AI Decisioning Platform
May 27, 2024  |  Banking

Rich Data Co. (RDC) has taken another step in the global expansion of its artificial intelligence (AI) decisioning platform for business and commercial lenders. The...

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Report: MoneyGram Fails to Secure Lower Borrowing Costs on Leveraged Loan
Report: MoneyGram Fails to Secure Lower Borrowing Costs on Leveraged Loan
May 24, 2024  |  Loans

MoneyGram International reportedly failed to secure lower borrowing costs on a $398 million leveraged loan before a deadline on Thursday (May 23). The company had aimed...

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Cash Flow-Based Underwriting Adds Real-Time Context to FICO Score
Cash Flow-Based Underwriting Adds Real-Time Context to FICO Score
May 24, 2024  |  Loans

The FICO score — what we might think of as the general “shorthand” for lending — was created back in 1989. In the decades since,...

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Q1 Earnings Show Lending Platforms’ Digital Path to Financial Wellness
Q1 Earnings Show Lending Platforms’ Digital Path to Financial Wellness
May 20, 2024  |  Personal Finance

Over the last several months, PYMNTS Intelligence data has revealed in separate reports that tens of millions of consumers would opt for a single point...

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CFPB Orders Western Benefits Group to Cease Operations, Pay $400,000
CFPB Orders Western Benefits Group to Cease Operations, Pay $400,000
May 20, 2024  |  Regulation

The Consumer Financial Protection Bureau ordered Western Benefits Group to permanently cease operations and to pay a $400,000 penalty. The agency’s order also rescinds all the company’s existing agreements with consumers, the...

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Triver Deploys Experian Solutions to Accelerate Small Business Lending
Triver Deploys Experian Solutions to Accelerate Small Business Lending
May 20, 2024  |  SMBs

Triver, a provider of cash flow financing for small- to medium-sized businesses in the United Kingdom, deployed several Experian data solutions to accelerate onboarding and approvals. With...

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SoLo Funds ‘Blindsided’ by CFPB Lawsuit
SoLo Funds ‘Blindsided’ by CFPB Lawsuit
May 17, 2024  |  Regulation

The Consumer Financial Protection Bureau sued SoLo Funds, alleging that the online lending platform used “digital dark patterns” to illegally collect fees from borrowers. The lawsuit also alleged that SoLo Funds...

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Why Gen Z Shops Merchants That Offer Pay Later Plans
Why Gen Z Shops Merchants That Offer Pay Later Plans
May 16, 2024  |  Consumer Finance

Pay later plans have gained value since they offer consumers flexibility and better spend management. PYMNTS Intelligence reveals consumers’ preferences for these plans, particularly around...

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NYCB Sells $5 Billion in Loans to JPMorgan
NYCB Sells $5 Billion in Loans to JPMorgan
May 15, 2024  |  Loans

New York Community Bank (NYCB) is selling $5 billion in loans to J.P. Morgan Chase. The sale of these “mortgage warehouse loans” is designed to strengthen the...

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