loans

Citi and LuminArx Team to Issue Private Credit
Citi and LuminArx Team to Issue Private Credit
January 18, 2024  |  Loans

Citi and LuminArx have introduced a financing tool for the private lending market. Cinergy, launched Thursday (Jan. 18) by the banking giant and the investment manager, will...

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KeyCorp Says Real Estate Driving Rise in Net Loan Charge-Offs 
KeyCorp Says Real Estate Driving Rise in Net Loan Charge-Offs 
January 18, 2024  |  Banking

KeyCorp saw net loan charge-offs rise during the fourth quarter, driven by real estate, healthcare and consumer goods.  They rose to $76 million during the quarter,...

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Discover’s Card Delinquency Rate Rises to 3.9% After ‘Strong’ Holiday Season
Discover’s Card Delinquency Rate Rises to 3.9% After ‘Strong’ Holiday Season
January 18, 2024  |  Earnings

Discover Financial Service’s earnings, released Wednesday (Jan. 17), showed growth in card loans and rising delinquency rates. Chief Financial Officer John Greene noted on a...

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AI Poised to Drive Small Business Lending Decisions
AI Poised to Drive Small Business Lending Decisions
January 17, 2024  |  SMBs

Small- to medium-sized businesses (SMBs) are, by definition, firms with the most potential to grow. But, somewhat counterintuitively, SMBs also represent a category most likely...

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Tower Community Bank Taps FintechOS for POS Healthcare Financing
Tower Community Bank Taps FintechOS for POS Healthcare Financing
January 17, 2024  |  Healthcare Financing

Tennessee-based Tower Community Bank has partnered with FintechOS to launch a point-of-sale (POS) lending platform.  The new Momentum by Tower embedded lending solution enables local businesses to provide financing...

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State Bank of India Chair Applauds Crackdown on ‘Unhealthy’ Loans
State Bank of India Chair Applauds Crackdown on ‘Unhealthy’ Loans
January 17, 2024  |  Loans

The chair of India’s biggest bank said his country was right to restrict unsecured loans. That crackdown, the State Bank of India’s Dinesh Khara told...

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CFPB Moves to Close ‘Outdated’ Bank Overdraft Loophole
CFPB Moves to Close ‘Outdated’ Bank Overdraft Loophole
January 17, 2024  |  Bank Regulation

The White House wants to limit the overdraft fees banks can charge customers. To that end, the U.S. Consumer Financial Protection Bureau (CFPB) on Wednesday (Jan. 17)...

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PNC Net Loan Charge-Offs Rise 65%, Driven by Commercial Real Estate
PNC Net Loan Charge-Offs Rise 65%, Driven by Commercial Real Estate
January 16, 2024  |  Loans

PNC Financial Services Group saw delinquencies, total non-performing loans (NPLs) and net loan charge-offs increase during the fourth quarter. One notable contributor to the increase...

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Goldman’s Net Charge-Off Rate on Consumer Loans Stands at 7%
Goldman’s Net Charge-Off Rate on Consumer Loans Stands at 7%
January 16, 2024  |  Earnings

For Goldman Sachs, the narrowing of focus continues. And in the latest earnings report, released Tuesday (Jan. 16), the Wall Street firm detailed its progress...

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