loans

Gen X Has the Most Debt at 4X Their Disposable Incomes
Gen X Has the Most Debt at 4X Their Disposable Incomes
December 18, 2023  |  Debt

Consumers often feel pressured to maintain a standard of living, which can be difficult in uncertain economic times with higher prices and interest rates. Keeping...

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Discover and Capital One Card Delinquencies Point to Pressures for Prime, Near-Prime Consumers
Discover and Capital One Card Delinquencies Point to Pressures for Prime, Near-Prime Consumers
December 18, 2023  |  Credit Cards

Card delinquencies and charge-offs offer evidence of the struggles of meeting current obligations. They can also be a harbinger of spending slowdowns in the future....

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CSI Acquires Hawthorn River to Improve Loan Processing
CSI Acquires Hawthorn River to Improve Loan Processing
December 18, 2023  |  Acquisitions

FinTech CSI has acquired banking software firm Hawthorn River to enhance the loan origination capabilities of CSI customers.  This acquisition will add Hawthorn River’s single-platform loan...

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Indian FinTechs Struggle After Crackdown on Unsecured Loans
Indian FinTechs Struggle After Crackdown on Unsecured Loans
December 18, 2023  |  Loans

India’s recent crackdown on unsecured consumer loans has reportedly placed increased pressure on FinTech lenders. The Financial Times (FT) examined the state of companies such...

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Improving Credit Scores Can Boost Subprime Consumers’ Borrowing Capacity by Almost 70%
Improving Credit Scores Can Boost Subprime Consumers’ Borrowing Capacity by Almost 70%
December 18, 2023  |  Personal Finance

In a credit-based economy like the United States, credit scores play a crucial role in determining access to credit and financial stability. This poses a...

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FinWise Bank and Stride Partner on Employer-Sponsored Loans for Students
FinWise Bank and Stride Partner on Employer-Sponsored Loans for Students
December 14, 2023  |  Partnerships

FinWise Bank and Stride Funding partnered to launch a program that allows students to secure loans sponsored by their future employers. This collaborative Employer Sponsored...

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Taurus and Teylor Team to Tokenize Loans to German Small Businesses
Taurus and Teylor Team to Tokenize Loans to German Small Businesses
December 14, 2023  |  Loans

Swiss crypto custody firm Taurus has launched a partnership with lending platform Teylor. The partnership, as reported Thursday (Dec. 14) by Coindesk, allows Teylor’s credit portfolio tokens to...

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Kapital Raises $165 Million to Expand Banking Platform
Kapital Raises $165 Million to Expand Banking Platform
December 14, 2023  |  Investments

Banking and technology platform Kapital has raised $165 million in new capital. The Mexico City-based company announced the funding — a $40 million Series B equity financing round and...

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Bain Sells $448 Million Share in Indian Lender Axis Bank
Bain Sells $448 Million Share in Indian Lender Axis Bank
December 13, 2023  |  Loans

Private equity firm Bain Capital has reportedly sold a $448 stake in India’s Axis Bank. The company made the block trade Wednesday (Dec. 13), Reuters reported, citing a term sheet...

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