PYMNTS-MonitorEdge-May-2024

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Embedded Finance Is the Force Multiplier for PayFacs and Software Platforms
Embedded Finance Is the Force Multiplier for PayFacs and Software Platforms
September 19, 2024  |  eCommerce

Payment facilitators (PayFacs) are transforming how and where we conduct commerce. Entities such as independent software vendors (ISVs) and online marketplaces offer services and products,...

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Zuora CEO Warns of ‘Subscription Sophistication’ Gap as Market Matures
Zuora CEO Warns of ‘Subscription Sophistication’ Gap as Market Matures
September 18, 2024  |  Subscription Commerce

When Tien Tzuo coined the term “subscription economy” in 2007, he envisioned a future where consumers would prioritize access over ownership. As the CEO of...

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New Data: Embedded Lending Favored by India’s 473M Consumer Class Economy
New Data: Embedded Lending Favored by India’s 473M Consumer Class Economy
September 16, 2024  |  SMBs

Embedded lending offers convenient, streamlined access to financing for specific expenses from within merchant, business and other platforms. This proves impactful for individuals and microbusinesses...

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DIY Diamonds: Luxury Gemstones Are Becoming More Accessible
DIY Diamonds: Luxury Gemstones Are Becoming More Accessible
September 14, 2024  |  Retail

Give someone a diamond, they have a diamond; give someone a machine that makes diamonds, they have diamonds for a lifetime. There is an old...

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Rewards Network CEO Focuses On Filling Empty Seats at ‘Neighborhood Gems’
Rewards Network CEO Focuses On Filling Empty Seats at ‘Neighborhood Gems’
September 13, 2024  |  Loyalty & Rewards

Delivery services saved restaurants during the pandemic, and it’s a habit that has proven its staying power as seen in the continued success of Instacart,...

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NCR Voyix: Community Banks Have Data and Technology to Help SMBs Thrive
NCR Voyix: Community Banks Have Data and Technology to Help SMBs Thrive
September 11, 2024  |  Banking

Small and medium-sized businesses (SMBs) need help with digital transformation and financial management in an uncertain business environment, and community banks and credit unions should...

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SKU-Level Data Helps Consumers Avoid Losing $4 Billion in Healthcare FSA Funds, Banyan Says
SKU-Level Data Helps Consumers Avoid Losing $4 Billion in Healthcare FSA Funds, Banyan Says
September 09, 2024  |  Healthcare

Call it the $4 billion year-end problem, plaguing consumers and the healthcare industry like clockwork. That’s the amount of money that disappears from flexible spending...

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TikTok Turns the Grocery Store Into a Vacation Destination
TikTok Turns the Grocery Store Into a Vacation Destination
September 07, 2024  |  Retail

As consumers increasingly turn to TikTok for travel inspiration, a viral trend, grocery store tourism, has many seeing the supermarket as a cultural destination. Many...

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Visa’s New A2A Offering ‘Opens’ Choice and Security Via Direct Bank Transfers in the UK
Visa’s New A2A Offering ‘Opens’ Choice and Security Via Direct Bank Transfers in the UK
September 05, 2024  |  Payments Innovation

Direct debits have been popular through the decades — across a variety of use cases — especially when it comes to bill payments and subscriptions....

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