Mortgage Loans

Many types of mortgage loans exist: conventional loans, FHA loans, VA loans, fixed-rate loans, adjustable-rate mortgages, jumbo loans, and more. Each mortgage loan may require certain down payments or specify standards for loan amount, mortgage insurance, and interest.

Source: en.wikipedia.org

NY Seeks Fairer Lending From Nonbank Mortgage Companies
NY Seeks Fairer Lending From Nonbank Mortgage Companies
December 17, 2024  |  Regulation

New York’s financial watchdog has proposed new measures governing nonbank mortgage lenders. The New York State Department of Financial Services (DFS) says this new regulation would ensure these lenders...

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Majestic Home Loans With Permanent CFPB Ban After Years of Military Fraud 
Majestic Home Loans With Permanent CFPB Ban After Years of Military Fraud 
February 27, 2023  |  Regulation

The Consumer Financial Protection Bureau said Monday (Feb. 27) that it has permanently banned a California mortgage broker from the industry, citing years of abuse...

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Are Mortgages The On-Ramp For Lifelong Financial Management?
Are Mortgages The On-Ramp For Lifelong Financial Management?
February 04, 2019  |  Alternative Finances

Of the scores of innovations and updates to consumer lending seen and written about over the last decade or so, speed is always offered as...

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Sub-Prime Lending’s Late-Year Bounce
Sub-Prime Lending’s Late-Year Bounce
November 20, 2018  |  Alternative Finances

According to the latest Q3 2018 TransUnion’s Industry Insights Report the back half of 2018 has been a good year for sub-prime borrowers looking for access to credit. In the year...

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Moody’s Sees Improving Charge-Off Climate
Moody’s Sees Improving Charge-Off Climate
October 25, 2018  |  Loans

Moody’s said in its latest reading of the “pulse of the consumer” that in viewing the charge-off rate, growth had slowed among the largest U.S....

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Wells Fargo To Pay More Than $2B Penalty Over Mortgage Loans
Wells Fargo To Pay More Than $2B Penalty Over Mortgage Loans
August 02, 2018  |  Loans

The U.S. Department of Justice (DOJ) announced that Wells Fargo will pay $2.09 billion in penalties to settle claims related to mortgage loans that the lender...

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IMF: Debt Levels At Historic High, Govts Should Look To Trim
IMF: Debt Levels At Historic High, Govts Should Look To Trim
April 19, 2018  |  Debt

Debt, as measured globally, is at the highest levels ever seen, at an aggregate of $164 trillion. Is it time to sound the alarms? The...

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Twenty Percent Of Mortgage Loans Top 45 Percent Of Monthly Income
Twenty Percent Of Mortgage Loans Top 45 Percent Of Monthly Income
April 17, 2018  |  Loans

New data shows that rising home prices are translating into mortgage loan debt not seen since the housing crisis. According to The Wall Street Journal,...

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Sen. Warren Slams CFPB’s Plan To Revisit Enforcement Actions
Sen. Warren Slams CFPB’s Plan To Revisit Enforcement Actions
December 19, 2017  |  Regulation

The Federal Reserve reported Monday (Dec. 18) that it would repeal Regulation C, a regulation pertaining to home mortgage disclosures, and is proposing to limit...

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