News

View the latest news and breaking news today for Payments, Commerce, Retail, Mobile Order, and Technology at PYMNTS.com

Source: pymnts.com

Real-Time Payments Go Big: $10M Limits and Instant APIs Transform Transactions
Real-Time Payments Go Big: $10M Limits and Instant APIs Transform Transactions
January 02, 2025  |  Real-Time Payments

What if high-value payments could move as seamlessly as everyday purchases? That future is closer than ever. With The Clearing House’s RTP® network set to...

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Year-End Data Shows Consumers Pick Credit Cards for Rewards, Debit for Convenience
Year-End Data Shows Consumers Pick Credit Cards for Rewards, Debit for Convenience
January 02, 2025  |  Consumer Payments

Are you seeing the full picture of how consumers are choosing to pay? Consumer behavior is complex, but their payment patterns reveal valuable business opportunities....

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US Bank Division Sees AI and APIs Meeting Customer Expectations
US Bank Division Sees AI and APIs Meeting Customer Expectations
January 02, 2025  |  Payments Innovation

If trust between financial services firms, merchants and consumers is essential for commerce to take place, it’s a fragile bond. There are five main threats...

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55% of Companies Have Implemented AI-Powered Cybersecurity
55% of Companies Have Implemented AI-Powered Cybersecurity
January 02, 2025  |  Cybersecurity

The share of chief operating officers (COOs) who report that their companies have implemented artificial intelligence (AI)-powered automated cybersecurity management systems has increased threefold since...

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FIS Sees CFOs Moving From ‘Hindsight to Foresight’
FIS Sees CFOs Moving From ‘Hindsight to Foresight’
January 02, 2025  |  B2B Payments

As the financial world approaches 2025, shifts in banking and payments are unfolding. In B2B, however, these advances and innovations are running into a speed...

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Trustly CPO: ‘Exciting Time’ For Pay by Bank and Open Banking
Trustly CPO: ‘Exciting Time’ For Pay by Bank and Open Banking
January 02, 2025  |  Payments Innovation

As payments continue to evolve, a trend to watch in 2025 is the adoption of pay-by-bank technology. This burgeoning payment method, rooted in open banking,...

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Digital Wallets Go Global, but Local Nuances Remain
Digital Wallets Go Global, but Local Nuances Remain
January 01, 2025  |  Digital Payments

One of the projects we were most proud of at PYMNTS Intelligence was our series produced with Google Wallet on the attitudes toward and usage...

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Strategic Shifts and Key Takeaways: Financial Leaders Reflect on 2024
Strategic Shifts and Key Takeaways: Financial Leaders Reflect on 2024
January 01, 2025  |  Payments Innovation

The year 2024 proved to be full of transformative shifts and strategic pivots. PYMNTS sat down with some of the industry’s most influential leaders, capturing...

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BNPL Makes Inroads With Luxury Brands as High Earners Pay Over Time
BNPL Makes Inroads With Luxury Brands as High Earners Pay Over Time
January 01, 2025  |  BNPL

The conventional wisdom may be that buy now, pay later (BNPL) options are best suited for lower- to middle-income consumers, for smaller ticket items, and...

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