Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

CFPB Drops High-Profile Cases and Signals a Narrower Agenda
CFPB Drops High-Profile Cases and Signals a Narrower Agenda
December 29, 2025  |  CFPB

Once sharply focused on an expansive enforcement agenda, the Consumer Financial Protection Bureau (CFPB) has reprioritized matters it pursues, amended or scaled back certain actions,...

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Mollie Bolsters Payments Offerings With GoCardless Acquisition
Mollie Bolsters Payments Offerings With GoCardless Acquisition
December 11, 2025  |  Acquisitions

Dutch financial services provider Mollie is acquiring UK bank payment company GoCardless. Get the Full Story Complete the form to unlock this article and enjoy...

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Lawmakers Encourage CFPB to Protect Consumer Choice While Rewriting Rule 1033
Lawmakers Encourage CFPB to Protect Consumer Choice While Rewriting Rule 1033
November 21, 2025  |  CFPB

The chairman and vice chairman of the House Financial Services Committee are encouraging the Consumer Financial Protection Bureau (CFPB) to protect consumer choice and financial...

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Experian Debuts Combined Credit and Cash Flow Scoring Model
Experian Debuts Combined Credit and Cash Flow Scoring Model
November 10, 2025  |  Loans

Credit reporting agency Experian introduced its “Credit + Cashflow Score” offering. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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ACI Worldwide Acquires Open Banking Firm Payment Components
ACI Worldwide Acquires Open Banking Firm Payment Components
November 03, 2025  |  Acquisitions

Payments technology company ACI Worldwide has acquired financial messaging/open banking solutions provider Payment Components. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Coinbase and Tink Offer Pay by Bank Crypto Purchases in Germany
Coinbase and Tink Offer Pay by Bank Crypto Purchases in Germany
October 30, 2025  |  Cryptocurrency

Cryptocurrency exchange Coinbase has launched a partnership with the Visa-owned open banking platform Tink. Get the Full Story Complete the form to unlock this article...

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Court Halts CFPB’s Open Banking Rule as Banks, FinTechs Await Rewrite
Court Halts CFPB’s Open Banking Rule as Banks, FinTechs Await Rewrite
October 29, 2025  |  Bank Regulation

Open banking’s path toward implementation took another turn on Wednesday (Oct. 29) when the U.S. District Court for the Eastern District of Kentucky enjoined the...

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14,000 Open Banking Rule Comments Show Deep Divides Over Privacy
14,000 Open Banking Rule Comments Show Deep Divides Over Privacy
October 24, 2025  |  Banking

The Consumer Financial Protection Bureau received 13,979 public comments on its plan to revise rules governing data sharing under Section 1033 of the Dodd-Frank Act....

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Zilch Turns to Plaid to Power Open Banking Repayments
Zilch Turns to Plaid to Power Open Banking Repayments
October 21, 2025  |  Partnerships

Consumer payments platform Zilch has launched an open banking partnership with Plaid. Get the Full Story Complete the form to unlock this article and enjoy...

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