Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

Account Verification Is the Only Way to Build Trust in Pay-by-Bank World
Account Verification Is the Only Way to Build Trust in Pay-by-Bank World
October 01, 2024  |  Authentication

The promise of open banking is to foster a range of new products and services as banks link with FinTechs to use customer-permissioned data to...

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Visa’s Tink Debuts Merchant Information for Greater Transaction Visibility
Visa’s Tink Debuts Merchant Information for Greater Transaction Visibility
October 01, 2024  |  VISA

Visa-owned open banking platform Tink wants to give consumers a better view of transactions. The company on Tuesday (Oct. 1) launched “Merchant Information,” a solution...

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Is API the Most Important 3-Letter Word in Global Banking Innovation?
Is API the Most Important 3-Letter Word in Global Banking Innovation?
September 30, 2024  |  Digital Banking

Today’s businesses exist and operate across a connected global landscape. Advances like instant payments and real-time data integration are becoming the norm, which puts pressure...

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Bank-FinTech Collaboration Key to Accelerating Open Banking Adoption
Bank-FinTech Collaboration Key to Accelerating Open Banking Adoption
September 27, 2024  |  Partnerships

Demand for seamless, real-time financial information is driving a shift in banking. This shift, driven by technological advancements and global trends including open banking and...

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CFPB Publishes First Application From Potential Open Banking Standard-Setter
CFPB Publishes First Application From Potential Open Banking Standard-Setter
September 24, 2024  |  Bank Regulation

The Consumer Financial Protection Bureau (CFPB) is inviting public comments on the first application from an organization seeking recognition as an open banking standard-setter. The...

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69% of Consumers Prioritize Fraud Protection When Picking a Bank
69% of Consumers Prioritize Fraud Protection When Picking a Bank
September 24, 2024  |  Security & Fraud

Banks and financial institutions (FIs) face challenges in balancing the convenience of digital banking with the need for robust security measures. Economic impacts from fraud...

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PNC and Plaid Partner on Secure Sharing of Banking Data
PNC and Plaid Partner on Secure Sharing of Banking Data
September 20, 2024  |  Banking

PNC Financial Services Group and Plaid have partnered to allow the bank’s customers to more securely share their data with third-party financial apps and services....

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84% of Bank Account-to-Account Users Satisfied With Platforms’ Speed and Use
84% of Bank Account-to-Account Users Satisfied With Platforms’ Speed and Use
September 17, 2024  |  Banking

As open banking begins to reshape the financial landscape, the promise of enhanced consumer experiences and innovative services looms large. But a PYMNTS Intelligence report,...

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57% of Americans Trust Financial Institutions to Protect Their Data
57% of Americans Trust Financial Institutions to Protect Their Data
September 12, 2024  |  Banking

Open banking, which allows third-party providers to access banking data through secure application programming interfaces (APIs), has gained momentum globally as a means to enhance...

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