Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

How APIs Ease Treasurers’ Reliance On Banks
How APIs Ease Treasurers’ Reliance On Banks
April 23, 2020  |  B2B Payments

The complexity of payment workflows within and between mid-market and large corporate entities can be so immense that many treasurers aren’t able to pinpoint exactly...

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Cutting Through The Accounting Jargon For Independent Contractors
Cutting Through The Accounting Jargon For Independent Contractors
April 23, 2020  |  B2B Payments

Independent contractors sit somewhere along the spectrum between consumer and small business owner. As one-person operations, they often lack the resources and know-how to manage...

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Getting The Plumbing Ready For Banking-As-A-Service
Getting The Plumbing Ready For Banking-As-A-Service
April 21, 2020  |  Digital Banking

In times of turmoil, you go toward whom you trust. The coronavirus pandemic — which has forced all of us online — is exposing just...

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How Businesses Drive Unexpected Open Banking Innovation
How Businesses Drive Unexpected Open Banking Innovation
April 17, 2020  |  B2B Payments

Open banking regulations across Europe kicked open the door for a wave of FinTech competition, with consumer-facing personal finance management (PFM) right in the crosshairs...

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Data Sharing, XaaS Target SMB Financing Efficiencies
Data Sharing, XaaS Target SMB Financing Efficiencies
April 16, 2020  |  B2B Payments

Accelerated data sharing has become a focal point for small business lenders and FinTechs looking to speed up the time it takes for SMBs to...

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UK Banks Call On Britain To Fully Back SMB Loans
UK Banks Call On Britain To Fully Back SMB Loans
April 15, 2020  |  Loans

The U.K. is under pressure to get coronavirus-related loans out faster, and some banking officials want the government to consider making them 100 percent state-guaranteed,...

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J.P. Morgan On Corporate Treasurers And Their ‘Digitization Journey’
J.P. Morgan On Corporate Treasurers And Their ‘Digitization Journey’
April 14, 2020  |  API

The digital transformation of corporate treasury is not a destination; it’s a journey. In an interview with Karen Webster, Sairam Rangachari, global head of Digital...

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B2B Commerce Makes Moves With APIs
B2B Commerce Makes Moves With APIs
April 10, 2020  |  API

B2B commerce was headed in a digital direction – albeit slowly – before anyone ever heard of COVID-19, with 13 percent of U.S. B2B transactions...

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Open Banking, Supply Chain Tech Land Fresh VC Funding
Open Banking, Supply Chain Tech Land Fresh VC Funding
April 10, 2020  |  B2B Payments

Adding to ongoing confusion and hiccups surrounding the U.S. stimulus package, some small- to medium-sized businesses (SMBs) remain unclear as to whether their ties to...

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