overdrafts

Overdrafts and the US Consumer: A 2023 Report
Overdrafts and the US Consumer: A 2023 Report
September 08, 2023  |  Consumer Finance

Current economic and financial conditions force consumers to tap overdrafts across income levels and credit personas. One in 5 consumers experienced overdrafts or declined transactions...

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Overdrafts, Merchant Fees And Crypto: Why You Can’t Have It Both Ways
Overdrafts, Merchant Fees And Crypto: Why You Can’t Have It Both Ways
June 01, 2021  |  Payments Innovation

Senator Elizabeth Warren’s exchange with J.P. Morgan CEO Jamie Dimon on overdraft fees has been viewed 750,000 times in the first 24 hours since the...

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UK Banks Make $3.03B In 2017 Overdraft Fees
UK Banks Make $3.03B In 2017 Overdraft Fees
December 18, 2018  |  Regulation

The Financial Conduct Authority (FCA) announced Tuesday (Dec. 18) that U.K. banks made more than $3.03 billion from charging overdraft fees last year. According to...

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The Opportunities And Challenges Of Small-Dollar Lending
The Opportunities And Challenges Of Small-Dollar Lending
May 28, 2018  |  Bank Regulation

Responsible short-term, small-dollar loans to consumers will result in increased purchasing power, according to a paper from the American Banking Association about small-dollar lending. The...

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Federal Appeals Court Revives Class-Action Suit Against Capital One
Federal Appeals Court Revives Class-Action Suit Against Capital One
December 01, 2017  |  Legal

A federal appeals court has revived a proposed class-action lawsuit accusing Capital One Financial Corp. of imposing illegal overdraft fees on customers. According to news...

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What Prepaid Card Rules Did On Their Summer Vacation
What Prepaid Card Rules Did On Their Summer Vacation
August 22, 2017  |  Prepaid

Prepaid cards have had a full year on the regulatory front, and the year isn’t over yet. Last week, the Credit Union National Association (CUNA)...

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