PYMNTS-MonitorEdge-May-2024

Paycheck-to-Paycheck Consumers

New Bank Capital Rules May Pressure Credit Access for Paycheck-to-Paycheck Consumers
New Bank Capital Rules May Pressure Credit Access for Paycheck-to-Paycheck Consumers
November 15, 2024  |  Credit Cards

Consumers are borrowing more on their credit cards — just to pay the monthly bills. And as financially struggling consumers move toward hitting their spending...

READ MORE >
Consumer Confidence Drops to 2-Year Low as Paycheck-to-Paycheck Segment Struggles
Consumer Confidence Drops to 2-Year Low as Paycheck-to-Paycheck Segment Struggles
September 24, 2024  |  Economy

For lower-income consumers, the most vulnerable subset of the paycheck-to-paycheck economy, the outlook is, in a word … gloomy. As measured in the latest reading...

READ MORE >
Paycheck-to-Paycheck Consumers Won’t Find Budgetary Breathing Room From Rate Cuts
Paycheck-to-Paycheck Consumers Won’t Find Budgetary Breathing Room From Rate Cuts
September 23, 2024  |  Economy

The initial euphoria that greeted the Federal Reserve’s decision this past week to cut interest rates for the first time in four years was keenly...

READ MORE >
U.S. Labor Costs Grow as Workers’ Wages Climb
U.S. Labor Costs Grow as Workers’ Wages Climb
April 30, 2024  |  Economy

American labor costs rose more than anticipated last quarter, new government data shows. The Employment Cost Index (ECI), a measure of wages and benefits, climbed 1.2%...

READ MORE >
Student Loan Borrowers Face Incorrect Bills and Hours on Hold
Student Loan Borrowers Face Incorrect Bills and Hours on Hold
October 15, 2023  |  Loans

The resumption of student loan payments has challenged borrowers in more ways than one. As reported here, the return of loan payments following their COVID-fueled...

READ MORE >
PYMNTS Intelligence: Leveraging Real-Time Payments to Help Paycheck-to-Paycheck Households
PYMNTS Intelligence: Leveraging Real-Time Payments to Help Paycheck-to-Paycheck Households
June 15, 2023  |  Real-Time Payments

As inflation grows faster than most wages, an increasing number of households are living paycheck to paycheck, having just enough money to make it to...

READ MORE >