paycheck-to-paycheck

LendingClub Says Wealthier Consumers Adjusting to Inflation’s ‘New Reality’
LendingClub Says Wealthier Consumers Adjusting to Inflation’s ‘New Reality’
February 09, 2023  |  Economy

More of us are living paycheck to paycheck — straining to make ends meet — than at any point since the pandemic. “I was shocked...

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Consumers Scramble to Cover Expenses as Savings Dwindle
Consumers Scramble to Cover Expenses as Savings Dwindle
February 07, 2023  |  Consumer Finance

Consumers’ “reserves” to tackle life’s emergencies and everyday expenses — their savings — are evaporating. According to Goldman Sachs research, as reported by the Wall Street Journal,...

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Struggling Households Optimistic That Finances Will Improve This Year
Struggling Households Optimistic That Finances Will Improve This Year
February 01, 2023  |  Consumer Insights

Although PYMNTS latest research finds that 64% of U.S. consumers are living paycheck to paycheck, there is still optimism that things will get better. This,...

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Earnings Season Lifts Hood on Auto Loan Delinquencies, Paycheck-to-Paycheck Pressures 
Earnings Season Lifts Hood on Auto Loan Delinquencies, Paycheck-to-Paycheck Pressures 
January 30, 2023  |  Loans

Earnings season and PYMNTS’ own data signals the difficulty of  keeping wheels on the road — literally. As economies reopen, many firms are returning to...

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Frictionless Bill Pay Makes a Difference When Consumers Consider Skipping a Payment
Frictionless Bill Pay Makes a Difference When Consumers Consider Skipping a Payment
January 30, 2023  |  Consumer Payments

As the inflationary vice tightens, more Americans are making partial bill payments or skipping some months altogether. This was among the findings in “The One-Stop...

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More than Half of High-Income Consumers Now Live Paycheck to Paycheck
More than Half of High-Income Consumers Now Live Paycheck to Paycheck
January 30, 2023  |  Consumer Finance

As we move into 2023, inflation and economic uncertainty remain top concerns for most U.S. consumers. In the past 12 months, increasing prices for everything...

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Macy’s Holiday Warning Portends Pressure on Private-Label Card Spending
Macy’s Holiday Warning Portends Pressure on Private-Label Card Spending
January 08, 2023  |  Retail

Macy’s rocky holiday season signals consumers are hesitant to use plastic — particularly private-label cards. Friday after the stock markets closed, the retailing giant issued...

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23% of Single-Income Households More Likely to Struggle Paying Bills
23% of Single-Income Households More Likely to Struggle Paying Bills
January 05, 2023  |  Consumer Finance

When trying to manage the inflated prices of 2023, two paychecks are better than one. It doesn’t take a deep knowledge of economics to grasp...

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Stressed Consumers Scaling Back Retirement Planning and Funding
Stressed Consumers Scaling Back Retirement Planning and Funding
January 03, 2023  |  Economy

People living paycheck-to-paycheck are having a hard time setting financial goals, much less achieving them. According to the latest study in this long-running series, December’s...

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