payment service providers

Only a Third of eCommerce Merchants Know if Fraud Caused a Failed Payment
Only a Third of eCommerce Merchants Know if Fraud Caused a Failed Payment
November 14, 2023  |  Fraud Prevention

Online retailers widely implement anti-fraud tools and strategies — but minimizing false declines while effectively screening out potential fraud is easier said than done. Payment...

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Banks Combine AI and Communication to Combat the Rising Threat of Payment Fraud
Banks Combine AI and Communication to Combat the Rising Threat of Payment Fraud
October 16, 2023  |  Security & Fraud

With the rise of digital transactions and online services, fraud has become an increasing concern for both consumers and businesses. In March 2023, for example,...

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How to PayFac: What Software Platforms Need to Know
How to PayFac: What Software Platforms Need to Know
September 18, 2023  |  Digital Payments

The merchant acquiring model has undergone many changes since the introduction of the first general-purpose credit card in 1958. Back then, acquiring banks were responsible...

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EU Proposes PSD2 Revamp for ‘Digital Age’
EU Proposes PSD2 Revamp for ‘Digital Age’
June 28, 2023  |  Regulation

In Europe, the Payments Services Directive is getting a makeover. To that end, as announced on Wednesday (June 28), the European Commission has proposed a...

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Takeaways From the EU’s Instant Payment Mandate
Takeaways From the EU’s Instant Payment Mandate
December 18, 2022  |  Faster Payments

The EU has a lot to consider as it mandates banks to offer instant payments. First introduced in 2017, Single Euro Payments Area (SEPA) instant...

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Post-COVID Payments Industry Is Stress-Tested and Ready for Next Challenge
Post-COVID Payments Industry Is Stress-Tested and Ready for Next Challenge
December 01, 2022  |  Payments Innovation

With just over a month left to go until 2023 dawns, Spreedly CEO Justin Benson told PYMNTS that 2022 can be viewed as a year...

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EU Eyes Requiring PSPs to Offer Instant Euro Payments
EU Eyes Requiring PSPs to Offer Instant Euro Payments
October 25, 2022  |  Payment Methods

The European Commission is preparing to publish a draft payment law on Wednesday that will require payment service providers to offer 24/7 instant euro payment...

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PSPs Must Act Like FinTechs to Keep Merchants on Board in 2022
PSPs Must Act Like FinTechs to Keep Merchants on Board in 2022
February 07, 2022  |  Payment Methods

In 2022, customers don’t think in terms of siloed channels. They think in terms of shopping — and they want to move fluidly between the...

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The EU’s Single Digital Market’s Push To Streamline Payments
The EU’s Single Digital Market’s Push To Streamline Payments
September 15, 2020  |  B2B Payments

Although they are vastly different beasts, shifts in the consumer payments ecosystem have significantly impacted the flow of B2B payments. Rising eCommerce volumes and an...

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