personal finance

Report: Discount Retailers See New Wave of Cost-Conscious Shoppers
Report: Discount Retailers See New Wave of Cost-Conscious Shoppers
January 15, 2023  |  Economy

Discount retailers are set to see high traffic this year as consumers worry about rising costs. That’s according to a new report from foot traffic-tracking...

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Credit Unions Are Falling Behind the Innovation Curve
Credit Unions Are Falling Behind the Innovation Curve
January 12, 2023  |  Credit Unions

Credit unions are hitting an innovation wall, and partnering may be the best way to clear it. At a time when consumers, and credit union...

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Digital Banking’s Wealth Building Capabilities Appeals to Younger Consumers
Digital Banking’s Wealth Building Capabilities Appeals to Younger Consumers
January 10, 2023  |  Digital-First Banking

Digital banking is delivering on promises of personalization and convenience, appealing strongly to younger consumers. In Personalization Beyond Traditional Banking To Build Financial Wealth, part...

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New York Fed Report Sees Some Inflation Relief Despite Consumer Fears
New York Fed Report Sees Some Inflation Relief Despite Consumer Fears
January 09, 2023  |  Economy

Consumers’ inflation perceptions are consistently higher than government figures. The Federal Reserve Bank of New York’s closely watched Survey of Consumer Expectations for December, released...

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Consumer Education Reaps Loyalty Benefits for Financial Institutions
Consumer Education Reaps Loyalty Benefits for Financial Institutions
January 09, 2023  |  Financial Inclusion

Financial institutions have an opportunity to provide customers with the financial literacy tools they want. January is Financial Wellness Month, and as inflation continues to...

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Paycheck-to-Paycheck Consumers Have Good Credit Scores, Show More Credit Savvy
Paycheck-to-Paycheck Consumers Have Good Credit Scores, Show More Credit Savvy
December 27, 2022  |  Consumer Finance

Characterized by weakened spending power and mounting economic uncertainty, 2022 has been an economic roller coaster. Due to rising costs, growing numbers of consumers spend...

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Inflation Is Deflating the Financial Goals of All Consumers
Inflation Is Deflating the Financial Goals of All Consumers
December 21, 2022  |  Personal Finance

Inflation is not only making life costly, it’s undercutting the financial goals of consumers. With the new year just around the corner, many U.S. consumers...

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Buy Now Pay Later Lenders Face Challenges Amid Sector Growth
Buy Now Pay Later Lenders Face Challenges Amid Sector Growth
December 15, 2022  |  Buy Now Pay Later

Challenges in the buy now pay later (BNPL) sector vary from market to market. In countries where credit is traditionally accessed via credit cards, the...

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More Than Half of Paycheck-to-Paycheck Consumers Say Inflation’s Made It Harder to Meet Long-Term Financial Goals
More Than Half of Paycheck-to-Paycheck Consumers Say Inflation’s Made It Harder to Meet Long-Term Financial...
December 15, 2022  |  Consumer Finance

With a new year on the horizon, setting financial goals is top of mind for many U.S. consumers. The past 12 months have been a...

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