personal finance

Unexpected Expenses Hurt 30% of Consumers’ Credit Scores
Unexpected Expenses Hurt 30% of Consumers’ Credit Scores
January 03, 2024  |  Personal Finance

Unexpected expenses continue to present a significant financial strain for consumers in an already challenging economic landscape. With dwindling savings and persistent economic difficulties, individuals...

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Improving Credit Scores Can Boost Subprime Consumers’ Borrowing Capacity by Almost 70%
Improving Credit Scores Can Boost Subprime Consumers’ Borrowing Capacity by Almost 70%
December 18, 2023  |  Personal Finance

In a credit-based economy like the United States, credit scores play a crucial role in determining access to credit and financial stability. This poses a...

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Rental Apps Help Tenants Build Credit as Instant Rent Refunds Gain Popularity
Rental Apps Help Tenants Build Credit as Instant Rent Refunds Gain Popularity
December 14, 2023  |  Real Estate

The convenience of digital payments has extended to the rental market, with tenants increasingly opting for instant rent refunds through digital channels.  According to a...

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UK Considering Ways to Close ‘Advice Gap’ for Small Investors 
UK Considering Ways to Close ‘Advice Gap’ for Small Investors 
December 08, 2023  |  Personal Finance

The United Kingdom’s Financial Conduct Authority (FCA) and government are considering ways to allow the delivery of more advice and support to consumers to support their...

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More Than Half of Gen Zs Would Rather Spend Money Than Save Money
More Than Half of Gen Zs Would Rather Spend Money Than Save Money
December 07, 2023  |  Personal Finance

Living paycheck to paycheck continues to be a predominant financial lifestyle in the United States, with millions of consumers grappling with the difficulty of setting...

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Webull Pulls Ahead in PYMNTS’ Provider Ranking of Personal Finance
Webull Pulls Ahead in PYMNTS’ Provider Ranking of Personal Finance
December 07, 2023  |  Personal Finance

Our money is only as good as we are able to manage it. There are a growing number of tools available to help us do...

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When There Is No FICO: AI and ML Transform Emerging Market Lending
When There Is No FICO: AI and ML Transform Emerging Market Lending
December 05, 2023  |  Artificial Intelligence

Artificial intelligence (AI) and machine learning (ML) are no longer emerging technologies. The innovations have officially arrived, and they are already having an impact around...

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Most Borrowers Drawn to Speed and Convenience of Instant Disbursements 
Most Borrowers Drawn to Speed and Convenience of Instant Disbursements 
November 30, 2023  |  Disbursements

Disbursements are a critical part of consumers’ financial lives, encompassing various payments such as earnings, income, tax refunds, insurance claims and loan disbursements. While these...

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As D2C Brands Seek Retail Boost, Madhappy Takes DIY Approach for Customer Immersion
As D2C Brands Seek Retail Boost, Madhappy Takes DIY Approach for Customer Immersion
November 29, 2023  |  Retail

Several direct-to-consumer (D2C) brands, such as apparel brand Madhappy, are taking a detour from the original playbook and stepping into the retail arena to weave...

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